Credit Cards»Visa Credit Cards»U.S. Bank Cash+® Visa Signature® Card
U.S. Bank Cash+® Visa Signature® CardSee Rates & Fees
Partner Offer

U.S. Bank Cash+® Visa Signature® Card

Our rating:3.2 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

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Apply now at U.S. Bank's secure site
Intro Bonus
$200 bonusNew! $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Reward Rates
5%5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
5%5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
2% 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
1%1% cash back on all other eligible purchases.
Balance Transfers Intro APR
0% Intro APR on balance transfers for the first 15 billing cycles.
Purchases Intro APR
0% Intro APR on purchases for the first 15 billing cycles.
Regular APR
16.74% - 26.74% (Variable)
Annual Fee
$0

Highlights

  • New! $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
  • 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center
  • 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
  • 1% cash back on all other eligible purchases
  • 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 16.74% - 26.74%
  • No Annual Fee
  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
  • Terms and conditions apply.

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Concierge Service
    Concierge Service
  • Editor's Pick
    Editor's Pick
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Gas
    Gas
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.2 out of 5

Our take: For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases.   See Rates and Fees

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.