- Intro Bonus
- $200 bonus$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
- Reward Rates
- 5%5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
- 5%5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center.
- 2% 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
- 1%1% cash back on all other eligible purchases.
- Balance Transfers Intro APR
- 0% intro APR Intro APR on balance transfers for the first 15 billing cycles.
- Purchases Intro APR
- 0% intro APR Intro APR on purchases for the first 15 billing cycles.
- Regular APR
- 18.99% - 28.99% (Variable)
- Annual Fee
- $0
Highlights
- $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
- 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
- 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
- 1% cash back on all other eligible purchases
- 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 18.99 - 28.99%
- No Annual Fee
- Terms and conditions apply.
Features
- Auto Rental Insurance
- Balance Transfer
- Cash Back
- Concierge Service
- Editor's Pick
- EMV
- Excellent Credit
- Extended Warranty Program
- Gas
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Annual Fee
- Purchase Protection
- Rewards
- Roadside Assistance
- Travel Accident Insurance
- Travel Assistance
- Unsecured credit card
- Visa
- Zero Fraud Liability
Staff Review
Editor's Rating: 3.2 out of 5 | Our take: For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases. See Rates and Fees |