- Intro Bonus
- $200 bonus$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
- Reward Rates
- 5%5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
- 5%5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center.
- 2% 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
- 1%1% cash back on all other eligible purchases.
- Balance Transfers Intro APR
- 0% intro APR Intro APR on balance transfers for the first 15 billing cycles.
- Purchases Intro APR
- 0% intro APR Intro APR on purchases for the first 15 billing cycles.
- Regular APR
- 18.99% - 28.99% (Variable)
- Annual Fee
- $0
Highlights
- $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
- 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
- 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
- 1% cash back on all other eligible purchases
- 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 18.99 - 28.99%
- No Annual Fee
- Terms and conditions apply.
Features
- Auto Rental Insurance
- Balance Transfer
- Cash Back
- Concierge Service
- Editor's Pick
- EMV
- Excellent Credit
- Extended Warranty Program
- Gas
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Annual Fee
- Purchase Protection
- Rewards
- Roadside Assistance
- Travel Accident Insurance
- Travel Assistance
- Unsecured credit card
- Visa
- Zero Fraud Liability
Staff Review
Editor's Rating: 3.2 out of 5 | Our take: For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases. See Rates and Fees |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.