- Reward Rates
- Up to 10%Earn up to 10% cash back* with the Owner's Rewards Card by M1. Shop with more than 70 popular brands to earn Owner's Rewards of 2.5%, 5%, and 10% cash back when you're an M1 Plus member.
- 1.5%Earn standard rewards of 1.5% cash back on everything else.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 19.99% - 29.99% APR
- Annual Fee
- $0
Highlights
- Earn cash back on everyday purchases with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.
- Get a baseline of 1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus.
- Use M1 automation to easily reinvest your rewards for long-term impact.
- Integrate even more of your financial life in one place, while M1 helps you grow your wealth with everyday transactions.
- Visa Signature® benefits including Zero Liability, exclusive experiences, and more.
- The credit card for investors is here. Invest when you spend and build your wealth with everyday transactions.
- There is no annual fee.
- Your first three months of M1 Plus is free.* Get exclusive features and discounts to help you build your wealth.
Features
- Cash Back
- No Foreign Transaction Fees
- Rewards