Credit Cards»American Express Credit Cards»Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Partner Offer

Good to Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Learn moreThe information for the Amex EveryDay® Credit Card has been collected independently by Creditcards.com and has not been reviewed or provided by the card issuer.
Intro Bonus
10,000 PointsEarn 10,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 6 months of Card Membership.
Reward Rates
2X2x points at U.S. supermarkets, on up to $6,000 per year in purchases (then 1x)
1X1x points on other purchases
Balance Transfers Intro APR
0% on balance transfers for 15 months
Purchases Intro APR
0% on purchases for 15 months
Regular APR
17.74% - 28.74%(Variable)
Annual Fee
$0

Great for:

Saving money on a balance transfer. If you transfer your balance in the first 60 days, you’ll pay no balance transfer fee, which could easily save you hundreds of dollars. Most balance transfer cards charge 3%-5% to transfer your balance, setting you a step back before you’ve even started to tackle your debt. This generous offer gives the Amex EveryDay a top spot on our list of the best balance transfer credit cards.

Highlights

  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms apply.
  • Earn 2X Points at U.S. Supermarkets on up to $6,000 per year in purchases (then 1x).
  • Earn 1X Points on Other Eligible Purchases Terms Apply.
  • Craving a vacation? The Membership Rewards® program offers you so many ways to reward yourself with travel, from using Pay with Points to book an escape to getting an airline gift card to transferring points to a participating hotel loyalty program, and more.
  • You can use Membership Rewards® points to cover eligible charges you make on your Card.
  • Let the Membership Rewards® program take you almost anywhere when you apply points to your next vacation booked through AmexTravel.com.
  • Being a Member means being rewarded with more options for travel planning. You have access to the most point transfer partners of any major US credit card loyalty program, so you can choose to transfer Membership Rewards® points to participating partner travel miles or points.
  • You can earn double Membership Rewards® points on every dollar of eligible travel purchases—such as prepaid (booked and paid in advance) hotel stays, vacation packages and cruises—when you use your Card to book your trip through AmexTravel.com.
  • Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
  • Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
  • If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.
  • Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, Purchase Protection can help protect them for up to 90 days from the Covered Purchase date when they are accidently damaged or stolen. Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.
  • You can request a Balance Transfer within the first 60 days of account opening. Fees apply.¤
  • Send & Split® enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express® App. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee. You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best Part? You'll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply.
  • Get access to a Year-End Summary of charges so you can review your annual spending. Learn More at americanexpress.com/yes.
  • Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Points
    Points
  • Presale Tickets
    Presale Tickets
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability