Card Offer from our partner

Target REDcard™

Apply Now Credit Needed
  • Charge your Target and purchases
  • Save 5%* every day at Target and
  • Free Shipping* on most items at and Extended Return Policy*
  • REDcard online account management
  • Stackable with Cartwheel and other discounts
  • Subject to application approval
  • Target also offers a Target Debit card which also qualifies for 5% off* every day at Target and, Free shipping* on most items at, Extended Return Policy* and up to $40 cash withdrawal at checkout
  • *Some restrictions apply. See program rules at for details.
Apply Now at Target's
secure site
Purchases Intro APR
Balance Transfers Intro APR
Regular APR
23.15% (Variable)
Annual Fee
Credit Needed

Target REDcard™ - Staff Review


Editor's Rating:

2.9 star review

2.9 out of 5

Our take: The Target REDcard is a no-brainer for loyal customers of the discount retailer, but its typically high APR means cardholders who don’t pay their monthly balance in full might end up negating the store card’s savings and other benefits.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

* For additional rates, fees and costs see issuer's website for detailed pricing and terms.