Target REDcard™

Target REDcard™

at Target's Secure Site
Credit Cards » Retail Rewards Cards » Target REDcard™
Target REDcard™
Partner Offer

Target REDcard™

Good to Excellent Credit Recommended (670-850) ? credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Target's Secure Site
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
23.15% (Variable)
Annual Fee


  • Charge your Target and purchases
  • Save 5%* every day at Target and
  • Free Shipping* on most items at and Extended Return Policy*
  • REDcard online account management
  • Stackable with Cartwheel and other discounts
  • Subject to application approval
  • Target also offers a Target Debit card which also qualifies for 5% off* every day at Target and, Free shipping* on most items at, Extended Return Policy* and up to $40 cash withdrawal at checkout
  • *Some restrictions apply. See program rules at for details.


  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Price Protection
    Price Protection
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review


Editor's Rating:

2.9 star review

2.9 out of 5

Our take: The Target REDcard is a no-brainer for loyal customers of the discount retailer, but its typically high APR means cardholders who don’t pay their monthly balance in full might end up negating the store card’s savings and other benefits.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.