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Surge Secured Mastercard®
Partner Offer

Surge Secured Mastercard®

Bad to Fair credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Celtic Bank's secure site
Reward Rates
1%1% Cash back Rewards on every purchase
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
See Terms
Annual Fee


  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash back Rewards on every purchase
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • $0 fraud liability
  • Checking Account Required