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Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card
Our rating:3.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
65,000 pointsEarn 65,000 points after you spend $2,000 on purchases in the first 3 months.
Reward Rates
2XEarn 2 points per $1 spent on Southwest® purchases.
1XEarn 1 point per $1 spent on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
15.99% - 22.99% Variable
Annual Fee
$99

Great for:

Gaining Companion Pass eligibility. Southwest offers an opportunity to earn a lot of points through a sign-up bonus and ongoing loyalty spending, helping you reach Companion Pass eligibility sooner.

This is one of several Southwest credit cards included in our list of the best airline credit cards.

Highlights

  • Earn 65,000 points after you spend $2,000 on purchases in the first 3 months.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.

Features

  • Airline
    Airline
  • Auto Rental Insurance
    Auto Rental Insurance
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Checked Baggage
    Free Checked Baggage
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Change Fee
    No Change Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Popular
    Popular
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.8 out of 5

Our take: If you frequently fly Southwest, it’s worth upgrading to this high-value airline card, despite its $99 annual fee. It offers one of the best sign-up bonuses on the market and its rewards points are worth substantially more than the average credit card rewards point.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Southwest Rapid Rewards® Premier Credit Card

Average Ratings: (collected by Chase)
4.5 out of 5 stars
Ratings and reviews provided by issuer as of 2021-05-27.

For customer reviews and the most recent star ratings please click here