SoFi Credit Card
SoFi Credit Card
Apply Now at SoFi's Secure Site
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SoFi Credit CardSee Rates & Fees
Partner Offer

SoFi Credit Card

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at SoFi's Secure Site
Intro Bonus
$100Earn up to $100 when you open and fund a SoFi Money and a SoFi Invest account after getting approved for the SoFi Credit Card (See Terms).
Reward Rates
2%Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
12.99%-24.99% APR
Annual Fee
$0

Highlights

  • Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
  • Earn up to $100 when you open and fund a SoFi Money and a SoFi Invest account after getting approved for the SoFi Credit Card (See Terms).
  • When you make 12 on-time payments, we'll lower your APR by 1%.†
  • No annual fee.†
  • No foreign transaction fees
  • Cell phone protection (insurance coverage up to $1,000)**
  • Mastercard ID Theft Protection™**
  • $10 Lyft credit when you take 5 rides per month**
  • * See offer details: www.sofi.com/card/rewards
  • † See terms and conditions: www.sofi.com/card/terms
  • ** Cell Phone Insurance Protection, Mastercard ID Theft Protection™, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD.