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Sam's Club® Mastercard®
Partner Offer

Sam's Club® Mastercard®

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
$30Get a $30 Statement Credit when you open a new account and make $30 in Sam's Club purchases within 30 days
Reward Rates
5%5% cash back on gas anywhere (up to $6,000)
5%Plus members earn 3% back on eligible purchases when shopping in-club or digitally through Sam’s Club when they use their Sam’s Club Mastercard and another 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
3%3% cash back on dining and takeout
1%1% cash back on all other eligible purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
14.90% - 22.90% Variable
Annual Fee
$0

Highlights

  • More value: 3 + 2 = 5: Plus members earn 3% back on eligible purchases when shopping in-club or digitally through Sam’s Club when they use their Sam’s Club Mastercard and another 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
  • Savings: For everyday eligible purchases, the credit card offers an industry leading 5% cash back on gas anywhere (up to $6,000), 3% cash back on dining and takeout, and 1% cash back on all other eligible purchases.
  • Less contact: As consumers look for ways to transact without touching cash, cards, or keypads, Synchrony has enabled Sam’s Club with contact-free technology, including the integration of payments capabilities into Sam’s Scan & Go patented solution, both in-club and at the pump.
  • Mobile first: Sam’s Club cardholders can easily make purchases, track spending, check and pay balances, and securely manage and freeze accounts via the Sam’s Club mobile app enabled by the Synchrony plug-in (‘SyPi’).
  • Digitized rewards: No more paper checks! Rewards are automatically loaded onto membership cards and can be used for future purchases made both online and in-club, or exchanged for cash back.
  • Applying made easy: The Sam’s Club Mastercard is now available to apply for in all in-Club and digital channels including: at member services, at the point of sale – including through Scan & Go; on Sam’s Club Mobile App, SamsClub.com, Text-to-Apply, and Self-Checkout enabled with Synchrony’s patent-pending dApply technology, API’s, and the Synchrony plug-in (‘SyPi’).

Staff Review

 

Editor's Rating:

3.6-star review

3.6 out of 5

Our take: With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making gas and dining purchases outside the warehouse club.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.