- Intro Bonus
- $30Get a $30 Statement Credit when you open a new account and make $30 in Sam's Club purchases within 30 days
- Reward Rates
- 5%5% cash back on gas anywhere (up to $6,000)
- 5%Plus members earn 3% back on eligible purchases when shopping in-club or digitally through Sam’s Club when they use their Sam’s Club Mastercard and another 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
- 3%3% cash back on dining and takeout
- 1%1% cash back on all other eligible purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 14.90% - 22.90% Variable
- Annual Fee
- $0
Highlights
- More value: 3 + 2 = 5: Plus members earn 3% back on eligible purchases when shopping in-club or digitally through Sam’s Club when they use their Sam’s Club Mastercard and another 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
- Savings: For everyday eligible purchases, the credit card offers an industry leading 5% cash back on gas anywhere (up to $6,000), 3% cash back on dining and takeout, and 1% cash back on all other eligible purchases.
- Less contact: As consumers look for ways to transact without touching cash, cards, or keypads, Synchrony has enabled Sam’s Club with contact-free technology, including the integration of payments capabilities into Sam’s Scan & Go patented solution, both in-club and at the pump.
- Mobile first: Sam’s Club cardholders can easily make purchases, track spending, check and pay balances, and securely manage and freeze accounts via the Sam’s Club mobile app enabled by the Synchrony plug-in (‘SyPi’).
- Digitized rewards: No more paper checks! Rewards are automatically loaded onto membership cards and can be used for future purchases made both online and in-club, or exchanged for cash back.
- Applying made easy: The Sam’s Club Mastercard is now available to apply for in all in-Club and digital channels including: at member services, at the point of sale – including through Scan & Go; on Sam’s Club Mobile App, SamsClub.com, Text-to-Apply, and Self-Checkout enabled with Synchrony’s patent-pending dApply technology, API’s, and the Synchrony plug-in (‘SyPi’).
Staff Review
Editor's Rating: 3.6 out of 5 | Our take: With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making gas and dining purchases outside the warehouse club. |