Prosper® CardSee Rates & Fees
Partner Offer

Prosper® Card

Bad to Fair credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
When you click “See my approval odds” we’ll run a soft credit check to determine if you have Excellent, Good, Low, or Poor odds of being approved for cards on our site. Approval Odds serves as a guide to help you find the right credit card and will never affect your credit score.
Apply now at Prosper's secure site
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
21.24% - 32.24% variable based on Prime Rate
Annual Fee
$0 first-year annual fee with AutoPay enrollment. $39 annual each year thereafter


  • Annual Percentage Rate (APR) for Purchases: 20.49% - 31.49% variable based on Prime Rate-APR for Cash Advances: 31.49% variable based on Prime Rate
  • Annual Fee: $39 (waived for the first year if you sign up for AutoPay before your first statement)
  • Minimum Interest Charge: no less than $1.00 (ME residents no more than $0.50)
  • Foreign Transaction Fee: 1% of the transaction amount
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
  • No Security Deposit Required
  • Up To $3000 Credit Limit
  • We regularly report on your credit card performance to help you establish credit history
  • While you wait for your card to ship, use a portion of your credit line instantly through Digital Wallet, App or Website
  • See full terms and conditions here