Prosper® Card
Prosper® Card
Apply now at Prosper's secure site
Credit Cards»Mastercard Credit Cards»Prosper® Card
Prosper® CardSee Rates & Fees
Partner Offer

Prosper® Card

Bad to Fair

Credit Recommended (300-670)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
When you click “See my approval odds” we’ll run a soft credit check to determine if you have Excellent, Good, Low, or Poor odds of being approved for cards on our site. Approval Odds serves as a guide to help you find the right credit card and will never affect your credit score.
Apply now at Prosper's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
21.24% - 32.24% variable based on Prime Rate
Annual Fee
$0 first-year annual fee with AutoPay enrollment. $39 annual each year thereafter

Highlights

  • Annual Percentage Rate (APR) for Purchases: 20.49% - 31.49% variable based on Prime Rate-APR for Cash Advances: 31.49% variable based on Prime Rate
  • Annual Fee: $39 (waived for the first year if you sign up for AutoPay before your first statement)
  • Minimum Interest Charge: no less than $1.00 (ME residents no more than $0.50)
  • Foreign Transaction Fee: 1% of the transaction amount
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
  • No Security Deposit Required
  • Up To $3000 Credit Limit
  • We regularly report on your credit card performance to help you establish credit history
  • While you wait for your card to ship, use a portion of your credit line instantly through Digital Wallet, App or Website
  • See full terms and conditions here