Prosper® CardSee Rates & Fees
Partner Offer

Prosper® Card

Bad to Fair credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Prosper's secure site
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
24.24% - 35.24% variable based on Prime Rate
Annual Fee
$0 first-year annual fee with AutoPay enrollment. $39 annual each year thereafter


  • No security deposit required
  • $0 first year annual fee with AutoPay
  • Instantly access 50% of your credit while your card ships to you
  • $0 ATM cash withdrawal fee
  • You’ll be reviewed for regular credit line increases
  • Zero fraud liability (which offers protection against unauthorized purchases)
  • Annual Percentage Rate (APR) for purchases: 24.24% - 35.24% variable based on Prime Rate
  • APR for cash advances: 35.24% variable based on Prime Rate
  • Annual Fee: $39 (waived for the first year if you sign up for AutoPay before your first statement)
  • Minimum interest charge: no less than $1.00 (ME residents no more than $0.50)
  • Foreign transaction fee: 1% of the transaction amount
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
  • See full terms and conditions here