PenFed Promise Visa® Card

PenFed Promise Visa® Card

at Pentagon FCU's Secure Site
Credit Cards » Visa Credit Cards » PenFed Promise Visa® Card
PenFed Promise Visa® Card
Partner Offer

PenFed Promise Visa® Card

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Pentagon FCU's Secure Site
Intro Bonus
Intro Bonus
$100 $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
Balance Transfers Intro APR
4.99% for 12 months
Purchases Intro APR
N/A
Regular APR
11.49%-17.99% Variable
Annual Fee
$0

Highlights

  • 4.99% APR promo balance transfer rate for 12 months with no balance transfer fee now through September 30, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 11.49% to 17.99%. APR will vary w/the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Rate and offers current as of August 1, 2018 and are subject to change.
  • Absolutely no fees
  • No annual fee
  • No late fee
  • No cash advance fee
  • No foreign transaction fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Variable rate as low as 11.49% APR

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

2.4-star review

2.4 out of 5

Our take: Though it offers a low APR and zero fees, the PenFed Promise Visa unfortunately lacks a zero percent introductory APR for new purchases.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.