Credit Cards » Visa Credit Cards » PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card
Partner Offer

PenFed Power Cash Rewards Visa Signature® Card

Excellent Credit Recommended (740-850) ? credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Reward Rates
2% Earn 2% cash back through the PenFed Honors Advantage program
1.5% 1.5% unlimited cash back on all purchases
Balance Transfers Intro APR
0% for 12 months
Purchases Intro APR
Regular APR
14.99% - 17.99% Variable
Annual Fee


  • $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening
  • 0% promotional rate for 12 months on balance transfers made between now and September 30, 2020. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. The 3% balance transfer fee per transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Rate and offers current as of September 1, 2020 and are subject to change.
  • 1.5% unlimited cash back on all purchases. Flexible cash redemption options (Power Cash statement credit or cash-out to a checking or savings account). No caps, limits or category restrictions on cash rewards. Earn 2% cash back through the PenFed Honors Advantage program.
  • No annual fee
  • No foreign transaction fees
  • No cash advance fee
  • Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
  • Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
  • Purchase variable rate as low as 14.99% APR and capped at 17.99%


  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Concierge Service
    Concierge Service
  • EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Purchase Protection
    Purchase Protection
  • Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review


Editor's Rating:

4.1-star review

4.1 out of 5

Our take: The PenFed Power Cash Rewards Visa Signature card, a new addition to the very limited category of 2 percent cash back cards, combines generous rewards with a low APR.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.