- Intro Bonus
- $100$100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
- Reward Rates
- 2%2% Cash Back on all purchases for PenFed Honors Advantage Members
- 1.5%1.5% Cash Back on all purchases made with your card
- Balance Transfers Intro APR
- 0% Balance Transfers Promo APR for 12 months
- Purchases Intro APR
- N/A
- Regular APR
- 17.99% Variable
- Annual Fee
- $0
Highlights
- Earn Cash Back for Everyday Purchases
- No Caps. No Limits. No Gimmicks.
- 2% Cash Back on all purchases for PenFed Honors Advantage Members
- 1.5% Cash Back on all purchases made with your card
- $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
- 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Annual Fee: $0
- Purchase Variable APR: 17.99%
- Refer to PenFed.org for Terms/Conditions
Features
- Auto Rental Insurance
- Balance Transfer
- Cash Back
- Concierge Service
- EMV
- Extended Warranty Program
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Annual Fee
- No Foreign Transaction Fees
- Purchase Protection
- Rewards
- Roadside Assistance
- Travel Accident Insurance
- Travel Assistance
- Unsecured credit card
- Visa
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.1 out of 5 | Our take: The Power Cash Rewards Visa Signature® Card awards 2 percent cash back, but only PenFed members can apply. |