Credit Cards»Visa Credit Cards»PenFed Platinum Rewards Visa Signature® Card
PenFed Platinum Rewards Visa Signature®  Card
Partner Offer

PenFed Platinum Rewards Visa Signature® Card

Our rating:3.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

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Apply now at Pentagon FCU's secure site
Intro Bonus
15,000 PointsNew Acquisition Bonus: 15,000 points after $1,500 spend during first 3 months of card open date
Reward Rates
5XEarn 5x points for gas purchases at the pump and electric vehicle charging stations
3XEarn 3x points for supermarket purchases, restaurants/dining, and cable, satellite and other television/radio/streaming services
1XEarn 1x point on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
13.49% - 17.99% Variable
Annual Fee
$0

Highlights

  • Rate and offers current as of December 1, 2021 and subject to change.
  • New Acquisition Bonus: 15,000 points after $1,500 spend during first 3 months of card open date
  • Earn 5x points for gas purchases at the pump and electric vehicle charging stations
  • Earn 3x points for supermarket purchases, restaurants/dining, and cable, satellite and other television/radio/streaming services
  • Earn 1x point on all other purchases
  • No annual fee
  • No foreign transaction fees
  • No cash advance fee
  • Chip and Contactless 'Tap to Pay' enabled for added security, ease and convenience at the point of sale
  • Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
  • Digital wallet capable
  • Purchase variable rate as low as 13.49% APR
  • 0% promotional rate for 12 months on balance transfers made between now and March 31, 2022. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Cash Advance APR 17.99%

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Concierge Service
    Concierge Service
  • Editor's Pick
    Editor's Pick
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Low Interest
    Low Interest
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.4 out of 5

Our take: With an affordable APR and some of the best rewards you can get on gas and supermarket purchases, the PenFed Platinum Rewards card is a great card for heavy-spending families.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.