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PenFed Platinum Rewards Visa Signature® Card
- Reward Rates
- 5X Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats do not receive cash back rewards.
- 3X Earn 3 points on supermarket purchases (3 points/dollar spent)
- 1X Earn 1 point on all other purchases (1 point/dollar spent)
- Balance Transfers Intro APR
- 0% for 12 months
- Purchases Intro APR
- N/A
- Regular APR
- 13.49% - 17.99% Variable
- Annual Fee
- $0
Highlights
- $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2020. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Rate and offers current as of April 1, 2020 and subject to change.
- Earn 5 points on gas purchases at the pump. Fuel purchases for airplanes and boats do not receive cash back rewards.
- Earn 3 points on supermarket purchases (3 points/dollar spent)
- Earn 1 point on all other purchases (1 point/dollar spent)
- No annual fee
- No foreign transaction fees
- No cash advance fee
- Chip enabled for added security
- Federally insured by NCUA
- Purchase variable rate as low As 13.49% APR
Features
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Auto Rental Insurance
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Balance Transfer
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Concierge Service
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Editor's Pick
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EMV
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Excellent Credit
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Extended Warranty Program
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Free Credit Score
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Gas
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Lost Luggage Reimbursement
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Low Interest
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Mobile Pay Ready
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No Annual Fee
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No Foreign Transaction Fees
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Points
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Purchase Protection
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Rewards
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Roadside Assistance
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Travel Accident Insurance
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Travel Assistance
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Unsecured credit card
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Visa Signature®
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Zero Fraud Liability
Staff Review
|
Editor's Rating:
3.1 out of 5 |
Our take: The PenFed Platinum Rewards card offers generous rewards and ample benefits for an appealing price, but its travel booking fees drag down the card’s appeal. |
