PenFed Gold Visa® Card
PenFed Gold Visa® Card
Apply now at Pentagon FCU's secure site
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PenFed Gold Visa® Card
Partner Offer

PenFed Gold Visa® Card

Our rating:2.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

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Apply now at Pentagon FCU's secure site
Intro Bonus
$100$100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
7.49% - 17.99% Variable
Annual Fee
$0

Highlights

  • Rate and offers current as of October 1, 2021 and subject to change.
  • Purchase variable Rate As Low As 7.49% APR
  • $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • 0% promotional rate for 12 months on balance transfers made between now and March 31, 2022. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • No annual fee
  • No foreign transaction fee
  • No cash advance fees
  • Chip and Contactless 'Tap to Pay' enabled for added security, ease and convenience at the point of sale
  • Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
  • Digital wallet capable
  • Cash Advance APR 17.99%

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Travel Accident Insurance
    Travel Accident Insurance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

2.1 out of 5

Our take: The PenFed Gold Visa card offers one of the lowest standard APRs you can get on a credit card and relatively few fees; but it’s only available to cardholders with Pentagon Federal Credit Union accounts.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.