Credit Cards » Visa Credit Cards » PenFed Gold Visa® Card
PenFed Gold Visa® Card
Partner Offer

PenFed Gold Visa® Card

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Pentagon FCU's Secure Site
Balance Transfers Intro APR
0% for 12 months
Purchases Intro APR
N/A
Regular APR
7.49% - 17.99% Variable
Annual Fee
$0

Highlights

  • $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • 0% promotional rate for 12 months on balance transfers made between now and September 30, 2020. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Rate and offers current as of August 1, 2020 and subject to change.
  • No annual fee
  • No foreign transaction fee
  • No cash advance fees
  • Chip and Contactless 'Tap to Pay' enabled for added security, ease and convenience at the point of sale
  • Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
  • Purchase variable Rate As Low As 7.49% APR and capped at 17.99%

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Travel Accident Insurance
    Travel Accident Insurance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

3.3-star review

3.3 out of 5

Our take: The PenFed Gold Visa card offers one of the lowest standard APRs you can get on a credit card and relatively few fees; but it’s only available to cardholders who qualify for Pentagon Federal Credit Union membership.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.