OppFi Card
Partner Offer

OppFi Card

No Credit History

When you click “See my approval odds” we’ll run a soft credit check to determine if you have Excellent, Good, Low, or Poor odds of being approved for cards on our site. Approval Odds serves as a guide to help you find the right credit card and will never affect your credit score.
Apply now at OppFi's secure site
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Annual Fee


  • No security deposit required $99 annual fee*
  • No impact to your FICO® credit score when you apply
  • Good credit not required - we welcome applicants with poor and fair credit.
  • Get your new credit card info the same day you are approved - make purchases online or add to your mobile wallet
  • 100% US-Based Support
  • Freeze your card in the OppFi Card app to prevent unauthorized charges if your card is misplaced, lost, or stolen
  • The OppFi Card is issued by First Electronic Bank, member FDIC.
  • Click "Apply Now" to see Oppfi rates, terms & fees