- No security deposit required $99 annual fee*
- No impact to your FICO® credit score when you apply
- Good credit not required - we welcome applicants with poor and fair credit.
- Get your new credit card info the same day you are approved - make purchases online or add to your mobile wallet
- 100% US-Based Support
- Freeze your card in the OppFi Card app to prevent unauthorized charges if your card is misplaced, lost, or stolen
- The OppFi Card is issued by First Electronic Bank, member FDIC.
- Click "Apply Now" to see Oppfi rates, terms & fees