- Intro Bonus
- $1,000 Cash BackEarn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Reward Rates
- 5%Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards
- 2.5%Unlimited 2.5% total cash back on purchases of $5,000 or more
- 2%Unlimited 2% cash back on all other business purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- Flex for Business Variable APR: 18.99% - 26.99%
- Annual Fee
- $195
Highlights
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- Rich Rewards. Limitless Opportunities. With no minimum redemption amount, redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
- Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There’s no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
Staff Review
Editor's Rating: 3.7 out of 5 | Our take: This is one of the best small business cards available if you’re searching for a flat-rate cash back card with substantial purchasing power. However, its redemption restrictions hold back its long-term value. |