Ink Business Premier℠ Credit Card
Ink Business Premier℠ Credit Card
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Ink Business Premier℠ Credit Card
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Ink Business Premier℠ Credit Card

Our rating:3.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
$1,000 Cash BackEarn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Reward Rates
5%Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards
2.5%Unlimited 2.5% total cash back on purchases of $5,000 or more
2%Unlimited 2% cash back on all other business purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
Flex for Business Variable APR: 18.99% - 26.99%
Annual Fee
$195

Highlights

  • Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
  • Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
  • Rich Rewards. Limitless Opportunities. With no minimum redemption amount, redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
  • Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month.
  • Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
  • There’s no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
  • Member FDIC

Staff Review

Editor's Rating:

3.7 out of 5

Our take: This is one of the best small business cards available if you’re searching for a flat-rate cash back card with substantial purchasing power. However, its redemption restrictions hold back its long-term value.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.