- Intro Bonus
- 10,000 pointsGet 10,000 bonus points after you spend $1,000 in your first three months.*
- Reward Rates
- 7XEarn unlimited 7x total points with GM.*
- 4X4x points on purchases everywhere else.*
- Balance Transfers Intro APR
- Purchases Intro APR
- 0% Intro Purchase APR for 9 Months*
- Regular APR
- 15.24%-25.24% Variable Purchase APR based on creditworthiness. Rates as of 3/31/2022*
- Annual Fee
- New! The only U.S. co-branded card that offers unlimited 4x points on all purchases, with no annual fee.*
- Get 10,000 bonus points after you spend $1,000 in your first three months.*
- Earn unlimited 7x total points with GM.*
- 0% intro APR on purchases for the first 9 months, then a variable APR of 15.24% to 25.24%.*
- No annual fee, foreign transaction fees, no balance transfer fees or cash advance fees. Late fees may apply.*
- Customize your Cardmember experience by choosing from one of five card designs. Choose from GM, Chevrolet, Buick, GMC or Cadillac.
- See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- *Terms & Limitations Apply. Select ‘Apply Now’ to learn more about the product features, terms, conditions and Program Rules. Subject to credit approval.
3.6 out of 5
Our take: This card offers a very generous rewards rate on GM spending and also on everyday purchases, but the card's restrictive redemption program doesn't leave you many options for rewards.