Mastercard® Titanium Card™
Mastercard® Titanium Card™
Apply now at Luxury Card's secure site
Credit Cards»Mastercard»Mastercard® Titanium Card™
Mastercard® Titanium Card™
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Mastercard® Titanium Card™

Our rating:2.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent

Credit Recommended (740-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Luxury Card's secure site
Reward Rates
2%2% Value for Airfare Redemptions
1%1% Value for Cash Back Redemptions
1XEarn one point for every one dollar spent.
Balance Transfers Intro APR
0% intro APR for first 15 billing cycles on BT within first 45 days; After that - 19.74% Variable APR
Purchases Intro APR
N/A
Regular APR
19.74% Variable
Annual Fee
$195 ($95 for each Authorized User added to the account)

Highlights

  • Patented brushed stainless steel front and carbon back - weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge® - available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits - average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Good Credit
    Good Credit
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Price Protection
    Price Protection
  • Private Jet Access
    Private Jet Access
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • Unsecured credit card
    Unsecured credit card
  • World Elite Mastercard®
    World Elite Mastercard®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

2.5 out of 5

Our take: The rewards earning rate on the Mastercard Titanium Card is low and it doesn’t offer a sign-up bonus, but cardholders can at least enjoy some of the luxury card program’s unique luxury perks at a relatively affordable $195 fee.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.