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- Reward Rates
- 2% 2% Value for Airfare Redemptions
- 2% 2% Value for Cash Back Redemptions
- 1X Earn one point for every one dollar spent.
- Balance Transfers Intro APR
- 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%
- Purchases Intro APR
- Regular APR
- 16.49% Variable
- Annual Fee
- Patented 24K-gold-plated stainless steel front and carbon back-weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions.
- 2% value for cash back redemptions.
- 24/7 Luxury Card Concierge®-available by phone, email, and live mobile chat.
- Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
- Up to $200 annual airline credit and $100 Global Entry application fee credit.
- Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
- Annual fee: $995 ($295 for each Authorized User).
- Earn one point for every one dollar spent.
- Terms and conditions apply.
2.4 out of 5
Our take: Designed for well-heeled cardholders who can afford to pay a nearly five figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold card’s exclusive discounts and services