- Reward Rates
- 2%2% Value for Airfare Redemptions
- 2%2% Value for Cash Back Redemptions
- 1XEarn one point for every one dollar spent.
- Balance Transfers Intro APR
- 0% intro APR for first 15 billing cycles on BT within first 45 days; After that - 19.49% Variable APR
- Purchases Intro APR
- N/A
- Regular APR
- 19.49% Variable
- Annual Fee
- $995 ($295 for each Authorized User added to the account)
Highlights
- Patented 24K-gold-plated front and carbon back-weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
- Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
- Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Features
- 0% Introductory APR
- Airport Lounge Access
- Auto Rental Insurance
- Balance Transfer
- Cash Back
- Concierge Service
- EMV
- Excellent Credit
- Extended Warranty Program
- Free Credit Score
- Good Credit
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Foreign Transaction Fees
- Points
- Price Protection
- Private Jet Access
- Purchase Protection
- Rewards
- Roadside Assistance
- Travel
- Travel Accident Insurance
- Travel Assistance
- Trip Cancellation Insurance
- TSA/Customs Reimbursement
- Unsecured credit card
- World Elite Mastercard®
- Zero Fraud Liability
Staff Review
Editor's Rating: 2.9 out of 5 | Our take: With an exorbitant annual fee and average rewards earning rate, the Mastercard Gold Card is not for the average cardholder; cardholders looking for a unique card that conveys status may, however, enjoy the card’s luxury perks. |