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Mastercard® Gold Card™
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Mastercard® Gold Card™

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Reward Rates
2% 2% Value for Airfare Redemptions
2% 2% Value for Cash Back Redemptions
1X Earn one point for every one dollar spent.
Balance Transfers Intro APR
0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%
Purchases Intro APR
N/A
Regular APR
14.99% Variable
Annual Fee
$995 ($295 for each Authorized User added to the account)

Highlights

  • Patented 24K-gold-plated front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge® - available by phone, email and live mobile chat. Reach out to manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits - average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
  • Annual Airline Credit - up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Features

  • 0% Introductory APR
    0% Introductory APR
  • Airport Lounge Access
    Airport Lounge Access
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Price Protection
    Price Protection
  • Private Jet Access
    Private Jet Access
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • TSA/Customs Reimbursement
    TSA/Customs Reimbursement
  • Unsecured credit card
    Unsecured credit card
  • World Elite Mastercard®
    World Elite Mastercard®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

2.2-star review

2.4 out of 5

Our take: Designed for well-heeled cardholders who can afford to pay a nearly five figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold card’s exclusive discounts and services

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.