Credit Cards » Mastercard » Mastercard® Black Card™
Mastercard® Black Card™
Partner Offer

Mastercard® Black Card™

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Reward Rates
2% 2% Value for Airfare Redemptions
1.5% 1.5% Value for Cash Back Redemptions
1X Earn one point for every one dollar spent.
Balance Transfers Intro APR
0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%
Purchases Intro APR
N/A
Regular APR
16.49% Variable
Annual Fee
$495

Highlights

  • Patented black PVD metal card-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.

Features

  • Airport Lounge Access
    Airport Lounge Access
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Price Protection
    Price Protection
  • Private Jet Access
    Private Jet Access
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • TSA/Customs Reimbursement
    TSA/Customs Reimbursement
  • Unsecured credit card
    Unsecured credit card
  • World Elite Mastercard®
    World Elite Mastercard®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

2.6-star review

2.6 out of 5

Our take: With a $495 annual fee, the Mastercard Black card is one of the priciest cards in its class, and comes with travel benefits that don’t hold up to other luxury cards.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.