Partner Offer
Mastercard® Black Card™
- Reward Rates
- 2%2% Value for Airfare Redemptions
- 1.5%1.5% Value for Cash Back Redemptions
- 1XEarn one point for every one dollar spent.
- Balance Transfers Intro APR
- 0% intro APR for first 15 billing cycles on BT within first 45 days; After that - 19.49% Variable APR
- Purchases Intro APR
- N/A
- Regular APR
- 19.49% Variable
- Annual Fee
- $495 ($195 for each Authorized User added to the account)
Highlights
- Patented black-PVD-coated metal card-weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
- Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
- Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Features
- Airport Lounge Access
- Auto Rental Insurance
- Balance Transfer
- Cash Back
- Concierge Service
- EMV
- Excellent Credit
- Extended Warranty Program
- Free Credit Score
- Good Credit
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Foreign Transaction Fees
- Points
- Price Protection
- Private Jet Access
- Purchase Protection
- Rewards
- Roadside Assistance
- Travel
- Travel Accident Insurance
- Travel Assistance
- Trip Cancellation Insurance
- TSA/Customs Reimbursement
- Unsecured credit card
- World Elite Mastercard®
- Zero Fraud Liability
Staff Review
Editor's Rating: 2.5 out of 5 | Our take: With a $495 annual fee, the Mastercard Black Card is one of the priciest cards in its class, and comes with travel benefits that don’t hold up to other luxury cards. Check the best alternatives to this card |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.