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Journey Student Rewards from Capital One

Journey Student Rewards from Capital One
Our rating:3.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Fair to Good

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Apply now at Capital One's secure site
Reward Rates
1%Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0

Great for:

Students looking to build credit while earning rewards for establishing responsible credit habits. You can earn up to 1.25% cash back on everyday purchases like school supplies, food, and gas when you pay your bill on time each month.

See other top student credit cards.

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Pick the monthly due date that works best for you
  • Pay for Amazon.com purchases using your Capital One rewards
  • Pay for online purchases with virtual card numbers and keep your actual card number to yourself
  • Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
  • Build your credit with responsible card use

Features

  • Cash Back
    Cash Back
  • EMV
    EMV
  • Fair Credit
    Fair Credit
  • Gas
    Gas
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Student
    Student

Staff Review

Editor's Rating:

3.0 out of 5

Our take: Journey Student Rewards from Capital One has some great features to teach good credit management, but it’s weighed down by a high interest rate.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.