- Reward Rates
- 3X3X points at restaurants
- 2X2X points on gas
- 1X1X points on everything else
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- 0.99% intro APR for 6 months on purchases. After that, a variable APR between 14.24% and 18.00% applies.
- Regular APR
- 14.24% - 18.00% Variable APR
- Annual Fee
- $0
Highlights
- From 1/2/2025 through 1/1/2026, 0.99% intro APR for 6 months on purchases.
- Earn more when on the go. Get 3X points at restaurants, 2X points on gas and 1X points on everything else.
- No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
- No rewards limit or expiration.