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First PREMIER® Bank Secured Credit Card See Rates & Fees
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First PREMIER® Bank Secured Credit Card

Bad to Fair Credit Recommended (300-670) ? credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Balance Transfers Intro APR
Purchases Intro APR
Regular APR
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Annual Fee
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  • No credit history required to apply for this credit card
  • Application response in as little as 30 seconds.
  • This is a genuine secured credit card - not a debit or prepaid card.
  • If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
  • Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
  • Quarterly FICO Score is provided for free on the monthly billing statement.
  • Zero fraud liability protects you from unauthorized charges. Restrictions apply.
  • If approved, First PREMIER Bank provides tips on establishing a positive credit history.
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
  • Only you can build or rebuild credit. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.

Staff Review


Editor's Rating:

1.9-star review

1.9 out of 5

Our take: Though it does not offer any rewards and comes with an annual fee, the First PREMIER Bank Secured credit card is still a decent option for those with lower credit scores looking for a good APR.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.