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- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- See Issuer Website
- Annual Fee
- See Issuer Website
Highlights
- No credit history required to apply for this credit card
- Application response in as little as 30 seconds.
- This is a genuine secured credit card - not a debit or prepaid card.
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
- Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
- Quarterly FICO Score is provided for free on the monthly billing statement.
- Zero fraud liability protects you from unauthorized charges. Restrictions apply.
- If approved, First PREMIER Bank provides tips on establishing a positive credit history.
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
- Only you can build or rebuild credit. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
Staff Review
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Editor's Rating:
1.9 out of 5 |
Our take: Though it does not offer any rewards and comes with an annual fee, the First PREMIER Bank Secured credit card is still a decent option for those with lower credit scores looking for a good APR. |
