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Discover it® Balance Transfer

Discover it® Balance Transfer
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Our rating:4.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

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Intro Bonus
Cashback Match™Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Reward Rates
5%Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
1%Earn 1% unlimited cash back on all other purchases – automatically.
Balance Transfers Intro APR
0% for 18 months
Purchases Intro APR
0% for 6 months
Regular APR
11.99% - 22.99% Variable
Annual Fee
$0

Great for:

Balance transfer with rewards and low interest. This card offers one of the most generous intro APR periods on balance transfers, while offering substantial rewards and one of the lowest ongoing interest rates on the market.

This balance transfer card is among our picks for the best credit cards.

Highlights

  • Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • #1 Most Trusted Credit Card according to Investor’s Business Daily.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.

Features

  • Balance Transfer
    Balance Transfer
  • Dining
    Dining
  • Gas
    Gas

Staff Review

Editor's Rating:

4.5 out of 5

Our take: A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Balance Transfer

Average Ratings
4.8 out of 5 stars
Ratings and reviews provided by issuer as of 2021-09-02.