Credit Cards Discover Discover it®

Card Offer from our partner

Discover it®

Apply Now Credit Needed
  • Intro Offer: Discover will match all the cash back earned at the end of your first year, automatically.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants,, or wholesale clubs up to the quarterly maximum each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
Apply Now at Discover's
secure site
Purchases Intro APR
0% for 6 months
Balance Transfers Intro APR
0% for 18 months
Regular APR
13.49% - 24.49% Variable
Annual Fee
Credit Needed
See Rates & Fees

Discover it® - Staff Review


Editor's Rating:

4.3-star review

4.3 out of 5

Our take: A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it 18-month balance transfer card pairs a generous balance transfer promotion with a solid first year bonus.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Discover it® - User Reviews

Ratings and reviews provided by issuer as of 2018-02-14.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 26257)


Average Ratings

Average Ratings
Great product 2018-02-14

Great product - i liked it very much. recommend this product to a friend

Great for Travel and all my home projects 2018-02-03

Use my card for cruiz and updating my home .Makes it so much easier. Thanks

Excellent card which can just do better 2018-02-03

Discover credit card is an excellent help for all types of shoppers. Discover is a boon to all new users looking to create a credit history for themselves.

#1 Credit Card 2018-01-20

My card has it all! Cashback Bonus I redeem often to buy other things, especially on Amazon. Great customer service when I need them, and security is always on top of possible fraud transactions. is easy to navigate for statements, making payments, redeeming rewards, etc. I use Discover wherever I can!

Review of card 2018-01-08

I love my discover card. The cash back rewards and free credit report score are so useful. I would recommend it to anyone!

Discover credit card 2018-01-08

I am not one to use credit cards, however, my grandmother is always right (lol) so she told me to start using one for my basic purchases and just pay it off before the end of the month. This has been working out great, plus I get cashback from discover. FREE MONEY! I also used it during my Italy trip and they have no foreign transaction fees! This is huge! This is the best credit card I ever had, and I will continue to be a customer! Thank you discover!

I Like IT 2018-01-03

Great Card and Great customer service! I have had nothing but good experiences with this card!

Love Discover 2018-01-02

Love Discover Financial services, the customer service they provide is the best I have ever experienced. Keep up the great job Discover!

Good Card but sometimes confusing 2018-01-01

Why would you give me a message that says "Thanks for your loyalty! Now is the time to ask about increasing your spending power", and then not approve me for a credit line increase because I have not had enough experience with my current credit line???? Don't ask me to apply for an increase when I'm not eligible for one (makes sense, don't you think?). These kinds of things have happened quite often with my card. I think it's a poor customer service practice. Or you'll ask me to update information when I already did it a week before. I think there are some communication problems on your website or someone is not taking the time to make sure questions or messages to a customer are relevant or actually valid for that customer.

satisfied customer 2017-12-23

I really like cashback bonus and the card service1

See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

* For additional rates, fees and costs see issuer's website for detailed pricing and terms.