Citi ThankYou<sup>&#174;</sup> Preferred Card

Citi ThankYou® Preferred Card

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Citi ThankYou<sup>&#174;</sup> Preferred Card
Partner Offer

Citi ThankYou® Preferred Card

Excellent Credit Recommended (740-850) ? credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Citi's Secure Site
Reward Rates
2X Earn 2X Points on Dining Out & Entertainment
1X Earn 1X Points on All Other Purchases
Balance Transfers Intro APR
0% for 15 months on Balance Transfers*
Purchases Intro APR
0% for 15 months on Purchases*
Regular APR
15.24% - 25.24%* (Variable)
Annual Fee


  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.24% - 25.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*


  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Concierge Service
    Concierge Service
  • EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Presale Tickets
    Presale Tickets
  • Price Protection
    Price Protection
  • Purchase Protection
    Purchase Protection
  • Travel Accident Insurance
    Travel Accident Insurance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • World Mastercard®
    World Mastercard®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review


Editor's Rating:

2.4-star review

2.4 out of 5

Our take: A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.