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Citi Rewards+℠ Student Card

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Citi's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Citi's Secure Site
Intro Bonus
Intro Bonus
2,500 points Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
Reward Rates
2X Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter
1X Earn 1X Points on All Other Purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% intro for 7 months on Purchases
Regular APR
16.24% - 26.24% (Variable)
Annual Fee
$0

Highlights

  • The Citi Rewards+℠ Student Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • No annual fee

Features

  • Points
    Points
  • Rewards
    Rewards
  • Student
    Student

Staff Review

 

Editor's Rating:

2.5-star review

2.5 out of 5

Our take: The Citi Rewards+ Student Card is a decent card for rewarding everyday spending, but the APR is higher than average.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.