Citi is an advertising partner
- Intro Bonus
- 20,000 pointsEarn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com.
- Reward Rates
- 5XSpecial offer: earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 2XEarn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
- 1XEarn 1X ThankYou® Points on All Other Purchases.
- Balance Transfers Intro APR
- 0% intro for 15 months on Balance Transfers
- Purchases Intro APR
- 0% intro for 15 months on Purchases
- Regular APR
- 18.24% - 28.24% (Variable)
- Annual Fee
- $0
Highlights
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
Features
- 0% Introductory APR
- Balance Transfer
- Excellent Credit
- Gas
- Good Credit
- Hotel
- Low Interest
- No Annual Fee
- Points
- Rewards
Staff Review
Editor's Rating: 3.9 out of 5 | Our take: The Citi Rewards+ Card is a valuable no-annual-fee card that rewards users for everyday purchases. While the rewards rate might not seem as high as similar cards, unique features make it easy to rack up flexible ThankYou points. See Rates and Fees |