- Intro Bonus
- 15,000 pointsEarn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- Reward Rates
- 2XEarn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
- 1XEarn 1X ThankYou® Points on All Other Purchases.
- Balance Transfers Intro APR
- 0% intro for 15 months on Balance Transfers
- Purchases Intro APR
- 0% intro for 15 months on Purchases
- Regular APR
- 13.49% - 23.49% (Variable)
- Annual Fee
- $0
Highlights
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Features
- 0% Introductory APR
- Balance Transfer
- Dining
- Excellent Credit
- Gas
- Good Credit
- Low Interest
- No Annual Fee
- Points
- Rewards
Staff Review
Editor's Rating: 3 out of 5 | Our take: While the rewards rate might not seem as high as similar cards, unique features make it easy to rack up flexible ThankYou points with the Citi Rewards+ Card. |