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Citi Rewards+℠ Card

Citi Rewards+℠ Card

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Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Citi's Secure Site
Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Citi's Secure Site
Intro Bonus
15,000 pointsEarn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
Reward Rates
2XEarn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
1XEarn 1X ThankYou® Points on All Other Purchases.
Balance Transfers Intro APR
0% intro for 15 months on Balance Transfers
Purchases Intro APR
0% intro for 15 months on Purchases
Regular APR
13.49% - 23.49% (Variable)
Annual Fee
$0

Highlights

  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Features

  • 0% Introductory APR
    0% Introductory APR
  • Balance Transfer
    Balance Transfer
  • Dining
    Dining
  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Low Interest
    Low Interest
  • No Annual Fee
    No Annual Fee
  • Points
    Points
  • Rewards
    Rewards

Staff Review

 

Editor's Rating:

3-star review

3 out of 5

Our take: While the rewards rate might not seem as high as similar cards, unique features make it easy to rack up flexible ThankYou points with the Citi Rewards+ Card.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.