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Chase Freedom®

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Chase's Secure Site
Intro Bonus
Intro Bonus
$150 Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Reward Rates
5% Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter.
1% Unlimited 1% cash back on all other purchases - it's automatic
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Regular APR
16.74% - 25.49% Variable
Annual Fee
$0

Great for:

Earning 5% in quarterly bonus categories. Use this card for bonus category spending alone and you will earn up to $75 (or 7,500 points) each quarter before the rewards rate drops to 1%.

See how this compares to the rest of 2019's best rewards credit cards.

Highlights

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Concierge Service
    Concierge Service
  • Editor's Pick
    Editor's Pick
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Popular
    Popular
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Our take: The Chase Freedom credit card is a well-rounded cash back card, and a great card to have in conjunction with other Chase cards from the Ultimate Rewards family.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Chase Freedom®

Average Ratings: (collected by Chase)
4.5 out of 5 stars
Ratings and reviews provided by issuer as of 2019-10-04.
See the latest reviews on Chase's site

For customer reviews and the most recent star ratings please click here