Chase Freedom Flex®
Chase Freedom Flex®
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Chase Freedom Flex®
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Chase Freedom Flex®

Our rating:4.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Chase's secure site
Intro Bonus
$200Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Reward Rates
5%5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5%5% cash back on travel purchased through Chase Travel℠.
3%3% cash back on dining and drugstores.
1%1% cash back on all other purchases.
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Regular APR
20.49% - 29.24% Variable
Annual Fee
$0

Highlights

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex® card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Features

  • Cash Back
    Cash Back
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • No Annual Fee
    No Annual Fee
  • Rewards
    Rewards

Staff Review

Editor's Rating:

4.8 out of 5

Our take: The Chase Freedom Flex card’s unique blend of year-round and quarterly-rotating rewards categories should offer great variety. It may be especially appealing to frequent travelers who want to avoid an annual fee or pair it with a premium Chase travel card.   All information about the Chase Freedom Flex has been collected independently by CreditCards.com and has not been reviewed by the issuer.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.