Capital One Spark Cash Select for Good Credit
Capital One Spark Cash Select for Good Credit
Apply now at Capital One's secure site
Credit Cards»Capital One Spark Cash Select for Good Credit
Capital One Spark Cash Select for Good CreditSee Rates & Fees
Partner Offer

Capital One Spark Cash Select for Good Credit

Our rating:3.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Capital One's secure site
Reward Rates
5%Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
1.5%Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% on purchases for 12 months
Regular APR
21.24% - 29.24% (Variable)
Annual Fee
$0

Highlights

  • 0% Intro APR for the first 12 months; 21.24% - 29.24% variable APR after that
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges

Features

  • Business
    Business
  • Cash Back
    Cash Back
  • EMV
    EMV
  • Gas
    Gas
  • Good Credit
    Good Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards

Staff Review

Editor's Rating:

3.4 out of 5

Our take: The Capital One Spark Cash Select for Good Credit doesn't offer a sign-up bonus, but cardholders do get an unlimited 1.5% cash back on all spending, unlimited 5% cash back on hotels and rental cars booked through Capital One Travel and a generous intro APR on purchases. See Rates and Fees

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.