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BankAmericard® credit card

BankAmericard® credit card
Our rating:4.2 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
$100 statement credit$100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.
Balance Transfers Intro APR
0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A 3% fee (min. $10) applies.
Purchases Intro APR
0% for 18 billing cycles
Regular APR
13.74% - 23.74% Variable APR on purchases and balance transfers
Annual Fee

Great for:

Paying down large purchases, balances. This card is ideal for large purchases or a looming, lingering balance.

See more 0 APR credit cards.


  • $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.74% - 23.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • No annual fee.
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.


  • Balance Transfer
    Balance Transfer

Staff Review

Editor's Rating:

4.2 out of 5

Our take: With a relatively low interest rate and a lengthy introductory balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

BankAmericard® credit card

Average Ratings: (collected by Bank of America)
4.6 out of 5 stars
Ratings and reviews provided by issuer as of 2021-09-01.

For customer reviews and the most recent star ratings please click here