Credit Cards»Bank of America»BankAmericard® credit card

BankAmericard® credit card

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Bank of America's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Bank of America's Secure Site
Balance Transfers Intro APR
0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A 3% fee (min. $10) applies.
Purchases Intro APR
0% Intro APR for 18 billing cycles for purchases
Regular APR
12.99% - 22.99% Variable APR on purchases and balance transfers
Annual Fee
$0

Great for:

Paying down large purchases, balances. With 0% APR on purchases and balance transfers made the first 60 days of card membership for 18 billing cycles (and then 12.99% – 22.99% variable after that), this is ideal for large purchases or a looming, lingering balance.

See more 0 APR credit cards.

Highlights

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
  • Contactless Cards - The security of a chip card, with the convenience of a tap

Features

  • Balance Transfer
    Balance Transfer

Staff Review

 

Editor's Rating:

3.5-star review

3.5 out of 5

Our take: With a relatively low interest rate and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.

Read review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

BankAmericard® credit card

Average Ratings: (collected by Bank of America)
4.2 out of 5 stars
Ratings and reviews provided by issuer as of 2020-09-28.

For customer reviews and the most recent star ratings please click here