- Balance Transfers Intro APR
- 0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A 3% fee (min. $10) applies.
- Purchases Intro APR
- 0% Intro APR for 18 billing cycles for purchases
- Regular APR
- 12.99% - 22.99% Variable APR on purchases and balance transfers
- Annual Fee
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
- Contactless Cards - The security of a chip card, with the convenience of a tap
- This online only offer may not be available if you leave this page or when visiting Bank of America Financial Centers. To take advantage of this offer, click "Apply Now" above.
- Balance Transfer
3.5 out of 5
Our take: With a relatively low interest rate and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.