Bank of America® Cash Rewards credit card
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
-
- Intro Bonus
- $200 $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Reward Rates
- 3% Earn 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- 2% Earn 2% at grocery stores and wholesale clubs for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- 1% Earn 1% cash back on every purchase
- Balance Transfers Intro APR
- 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
- Purchases Intro APR
- 0% Introductory APR on purchases for 12 billing cycles
- Regular APR
- 15.24% - 25.24% Variable APR on purchases and balance transfers
- Annual Fee
- $0
Highlights
- No annual fee
- New Offer: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Features
-
0% Introductory APR
-
Auto Rental Insurance
-
EMV
-
Extended Warranty Program
-
FICO Score
-
Lost Luggage Reimbursement
-
Mobile Pay Ready
-
No Annual Fee
-
Purchase Protection
-
Travel Accident Insurance
-
World Mastercard®
-
Zero Fraud Liability
Staff Review
|
Editor's Rating:
4.1 out of 5 |
Our take: A good card to use for everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas purchases and a respectable 2 percent bonus on groceries; however, there is a strict $2,500 cap on combined purchases in these categories each quarter. |
