Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card

at Bank of America's Secure Site
Credit Cards » Bank of America Credit Cards » Bank of America® Cash Rewards Credit Card
Bank of America® Cash Rewards Credit Card
Partner Offer

Bank of America® Cash Rewards Credit Card

Good to Excellent Credit Recommended (670-850)

at Bank of America's Secure Site
Intro Bonus
Intro Bonus
$150 $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
Reward Rates
3% Earn 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
2% Earn 2% at grocery stores and wholesale clubs for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
1% Earn 1% cash back on every purchase
Balance Transfers Intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Purchases Intro APR
0% Introductory APR on purchases for 12 billing cycles
Regular APR
14.74% - 24.74% Variable APR on purchases and balance transfers
Annual Fee
$0

Highlights

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • FICO Score
    FICO Score
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Purchase Protection
    Purchase Protection
  • Travel Accident Insurance
    Travel Accident Insurance
  • World Mastercard®
    World Mastercard®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

3.8-star review

3.8 out of 5

Our take: A good card to use for everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas purchases and a respectable 2 percent bonus on groceries; however, there is a strict $2,500 cap on combined purchases in these categories each quarter.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Bank of America® Cash Rewards Credit Card

Average Ratings: (collected by Bank of America)
4.5 out of 5
Ratings and reviews provided by issuer as of 2018-03-09.
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