Bank of America® Cash Rewards credit card
- Intro Bonus
- $200$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Reward Rates
- 3%Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
- 2%Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
- 1%Earn unlimited 1% on all other purchases.
- Balance Transfers Intro APR
- 0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days
- Purchases Intro APR
- 0% Introductory APR on purchases for 12 billing cycles
- Regular APR
- 13.99% - 23.99% Variable APR on purchases and balance transfers
- Annual Fee
- $0
Highlights
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
- Contactless Cards - The security of a chip card, with the convenience of a tap
Features
- 0% Introductory APR
- Balance Transfer
- Cash Back
- Dining
- EMV
- Excellent Credit
- FICO Score
- Gas
- Mobile Pay Ready
- No Annual Fee
- Popular
- Rewards
- Travel
- Unsecured credit card
- Zero Fraud Liability
Staff Review
Editor's Rating:
3.6 out of 5 | Our take: The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn. |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information,
including card rates and fees, presented in the review is accurate as of the date of the review.
