Bank of America® Cash Rewards Credit Card
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- Intro Bonus
- $150 $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Reward Rates
- 3% Earn 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- 2% Earn 2% at grocery stores and wholesale clubs for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- 1% Earn 1% cash back on every purchase
- Balance Transfers Intro APR
- 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
- Purchases Intro APR
- 0% Introductory APR on purchases for 12 billing cycles
- Regular APR
- 14.74% - 24.74% Variable APR on purchases and balance transfers
- Annual Fee
- $0
Highlights
- No annual fee
- $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Features
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0% Introductory APR
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Auto Rental Insurance
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EMV
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Extended Warranty Program
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FICO Score
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Lost Luggage Reimbursement
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Mobile Pay Ready
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No Annual Fee
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Purchase Protection
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Travel Accident Insurance
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World Mastercard®
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Zero Fraud Liability
Staff Review
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Editor's Rating:
3.8 out of 5 |
Our take: A good card to use for everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas purchases and a respectable 2 percent bonus on groceries; however, there is a strict $2,500 cap on combined purchases in these categories each quarter. |
