Credit Cards Bank of America Bank of America® Cash Rewards Credit Card

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Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card

34,980 customer reviews

Apply Now Credit Needed
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.24% - 24.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Apply Now at Bank of America's
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Purchases Intro APR
0% Introductory APR on purchases for 12 billing cycles
Balance Transfers Intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.24% - 24.24% Variable APR on purchases and balance transfers
Annual Fee
Credit Needed

Bank of America® Cash Rewards Credit Card - Staff Review


Editor's Rating:

3.8-star review

3.8 out of 5

Our take: A good card to use for everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas purchases and a respectable 2 percent bonus on groceries; however, there is a strict $2,500 cap on combined purchases in these categories each quarter.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Bank of America® Cash Rewards Credit Card - User Reviews

Ratings and reviews provided by issuer as of 2017-09-08.
See the latest reviews on Bank of America's site

Average Ratings
(collected by Bank of America)


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* For additional rates, fees and costs see issuer's website for detailed pricing and terms.