- Intro Bonus
- Earn up to 100,000 pointsEarn 60,000 points after you spend $4,000 on purchases in the first three months your account is open, plus 40,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
- Reward Rates
- 3XEarn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
- 1XEarn 1x points for each dollar spent on all other purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 20.99% - 27.99% Variable
- Annual Fee
- $95
Highlights
- Earn up to 100,000 points – that’s $1,250 in travel value with Pay Yourself Back®
- $95 Annual Fee
- 60,000 points after you spend $4,000 on purchases in the first three months your account is open, plus 40,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
- Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
- No foreign transaction fees.
- Free first checked bag.
- 500 bonus points for every $2,000 you spend in a calendar month.
- Earn 1x points for each dollar spent on all other purchases.
Features
- Airline
- Excellent Credit
- Good Credit
- Rewards
- Travel