Summary
See how you can get rewarded for sticking to your New Year’s resolutions in 2019.
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Whether you want to eat healthier, cook more, lose weight, travel or spend more time with family and friends, there is a card that can help you achieve your goals – and earn a bit more while you do.
Here’s some of our favorite rewards cards for five of the most popular new year’s resolutions.
What’s your New Year’s resolution?
Best rewards cards for cooking more often
One of the most common New Year’s resolutions is to start spending less on eating out and more time cooking your own meals. Maybe you’re ready to try out some of those recipe videos you’ve saved, or maybe your wallet just needs a break from delivery fees. Either way, a card with bonus points on groceries can help you earn more rewards while sticking to your goal.
With the Blue Cash Preferred® Card from American Express, you can earn 6 percent cash back at U.S. supermarkets (up to $6,000 in purchases per year), saving you quite a bit on ingredients while you try new recipes. The Discover it® Cash Back card allows cardholders to earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate from throughout the year. The Discover card also has a great sign-up bonus, which matches all the cash back you earn in the first year.
![]() Blue Cash Preferred® Card from American Express | ![]() Discover it® Cash Back | |
Rewards rate |
|
|
Introductory bonus |
| Matches cash back earned at the end of the first year |
Annual fee | $95 | $0 |
Estimated yearly rewards value ($1,325 monthly spend) | $371 | $351 |
Best rewards cards for exercising or losing weight
Resolving to exercise more regularly or lose that extra holiday weight seems to be pretty common. However, this can be one of the hardest New Year’s resolutions to stick to. Developing new habits is difficult – but might be a bit easier if you are earning great rewards along the way.
Rewards cards that offer bonus points or cash back on gym memberships are not quite as common, but there are still some great options. The World of Hyatt Credit Card, for example, offers 2 points per dollar on fitness clubs and gym memberships.
Another good choice is the U.S. Bank Cash+™ Visa Signature® Card. It comes with a 2 percent cash back bonus category that lets users choose from rotating categories, often including gym memberships. The card also lets users choose two categories to earn 5 percent cash back, including sporting goods and department store purchases. These are both a great way to stock up on the clothes and equipment you need to reach your goal.
![]() The World Of Hyatt Credit Card | ![]() U.S. Bank Cash+™ Visa Signature® Card | |
Rewards rate |
|
|
Sign-up bonus |
| $150 if you spend $500 in first 90 days |
Annual fee | $95 | $0 |
Estimated yearly rewards value ($1,325 monthly spend) | $730 | $265 |
Best rewards cards for spending more time with friends and family
If you are trying to dedicate more time to your family and friends this year, consider a card with rewards on the kind of activities you can do together. Whether it’s simply sharing a meal together or visiting a theme park, you can be rewarded for your purchases.
Several rewards cards offer bonus points for entertainment – a broad category which can include purchases such as movie, concert or sporting event tickets. Combining bonus points or cash back on these purchases with rewards for dining out can help get you more for the time you spend with loved ones.
Here’s a quick breakdown of two of our favorite cards with bonus rewards on dining and entertainment.
![]() Capital One® Savor® Cash Rewards Credit Card | ![]() Citi Premier℠ Card | |
Rewards rate |
|
|
Sign-up bonus | $300 if you spend $3,000 in first 3 months | 60,000 ThankYou® points if you spend $4,000 in first 3 months |
Annual fee | $95, waived first year | $95 |
Estimated yearly rewards value ($1,325 monthly spend) | $390 | $413 |
The Citi Premier also comes with Citi® Private Pass®, which gets you exclusive access to presale tickets and VIP packages to concerts, sporting events, movie screenings and more.
Best rewards cards for travel
If 2019 is the year you finally take the trip you’ve been dreaming about, there are all sorts of rewards cards to help you get there. To help build up the budget for your dream vacation, consider a travel card with a large sign up bonus.
![]() Capital One® Venture® Rewards Credit Card | ![]() Chase Sapphire Preferred® Card | |
Rewards rate |
|
|
Sign-up bonus | 50,000 miles if you spend $3,000 in first 3 months | 60,000 points if you spend $4,000 in first 3 months |
Annual fee | $95, waived first year | $95 |
Estimated yearly rewards value ($1,325 monthly spend) | $447 | $391 |
Both of these cards include generous introductory offers, with the Sapphire Preferred card’s valuing up to $750 toward your next travel purchase. No matter which fits better with your everyday spending, you’ll have enough for your next trip in no time.
See Related: Chase Sapphire Preferred vs. Capital One Venture: Which card is best for you?
Best rewards cards for eating better
Another popular New Year’s resolution is to improve your diet or eat better. There are plenty of great nutrition plans to help you reach this goal, but you can also find credit cards that reward a new diet.
If eating better is a top priority for you this year, you might find yourself spending a bit more on food than you’re used to. By taking advantage of bonus points or cash back on dining and groceries, you can earn a bit more in rewards to make up for that.
The American Express® Gold Card and Amazon Prime Rewards Visa Signature card are both great options for those looking to earn more rewards on all food purchases.
![]() American Express® Gold Card | ![]() Amazon Prime Rewards Visa Signature card | |
Rewards rate |
|
|
Introductory bonus |
| $70 Amazon.com gift card when you sign up |
Annual fee | $250 | $0 ($119 Amazon Prime membership required) |
Estimated yearly rewards value ($1,325 monthly spend) | $380 | $305 |
Bottom line
No matter what your new year’s resolution is, it is easy to get rewarded for sticking to your guns. Make 2019 your best year yet by using bonus categories to motivate spending where you want it.
See Related: Rewards credit cards resolutions for the New Year, Looking ahead to credit card bonus categories in 2019
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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.