Credit management
How does debt forgiveness work?
True forgiveness of credit card debt is pretty much a myth. But some level of debt…
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Latest Posts
Education
Can I apply for a credit card before I start my first job?
With a solid job offer post-graduation, it’s time to fill out that application
News
Can you pay off a loan with a balance transfer card?
It is possible to transfer loan debt to a balance transfer credit card. But it’s…
Credit management
How to check your credit score
There are a number of different ways to get your credit score. But what’s the…
Credit management
How to negotiate debt with credit card companies
Paying down large amounts of credit card debt can be challenging. You do have the…
Education
Types of credit cards compared
Consider the different types of credit cards outlined in this guide to determine which card…
Credit management
How to cancel a credit card
Anyone can take scissors to a credit card, but it takes skill to cancel a…
Card advice
What are the differences between a credit card and a debit card?
If you’re a credit card loyalist, you might be charging every possible purchase. But are…
Card advice
Delta SkyMiles guide: The best ways to earn and use SkyMiles
The Delta SkyMiles program can be pretty perplexing. Our SkyMiles guide dives into the details…
Card advice
Chase Sapphire Preferred vs. American Express Gold Card
The Chase Sapphire Preferred and American Express Gold card offer some of the most lucrative…
Credit management
What are the benefits of using credit cards?
You probably know it’s quick and easy to use your credit card. But you might…
Credit management
What happens when you miss a credit card payment?
How bad can it be to miss or be late on one credit card payment?…
Credit management
How to freeze your credit with Equifax
A credit freeze prevents lenders from pulling your credit score and history, and it can…
Card advice
How to earn and use Citi ThankYou points
Our Citi ThankYou guide gives a full overview on the best ways to earn and…
Credit management
Hard inquiries vs. soft inquiries: What they are, how they affect your credit
When it comes to hard inquiries and soft inquiries, only hard inquiries damage your credit…
Card advice
Why the Citi Custom Cash Card is a great gas credit card
The Citi Custom Cash Card offers a slew of perks and incentives. As gas prices…
Credit management
FICO vs. VantageScore credit scores: What’s the difference?
If you recently applied for a new credit card or loan from a major bank…
Credit management
Dividing credit card debt in divorce
In a divorce, you can still dicker over your credit card debt and work out…
Credit management
Charge card vs. credit card: What’s the difference?
Though charge cards and credit cards share many of the same characteristics, the two operate…
Education
Which banks let you personalize your credit card?
A growing number of credit card companies allow you to personalize your card with a…
Credit management
Credit card late fees: How much issuers charge if you slip up
Just weeks after the CFPB raised the maximum possible credit card late fee, issuers began hiking…
Education
How to dispute an error on your credit report
Errors on your credit report can severely harm your credit score. Dispute any errors as…
Education
How to safely accept credit card payments over the phone
If your business takes card payments by phone, there are steps you can take to…
Credit management
Does not activating a card hurt my credit score?
If you’ve applied for a credit card but decided not to activate it, any impact…
News
What is credit card reconsideration?
If your credit card application has been denied you might have a second chance of…
Education
Ways to get TSA PreCheck for free
Several rewards credit cards offer credits for TSA Precheck, which allows you to bypass long…
Education
How to read your credit card statement
Credit card statement makeovers were required by new federal rules that were implemented in three…
Education
How to send, receive money using Zelle
Zelle, the easy-to-use person-to-person payment service now used by more than 100 banks in the…
Credit management
Should you pay off debt or settle it?
If you find yourself with enough cash to pay off maxed-out card debt, consider your…
Credit management
What does an 800 credit score mean?
Ready to start taking advantage of your top-notch credit status? Here are three moves to…
Credit management
State statutes of limitation for credit card debt
Creditors have a limited time in which to file suit over unpaid credit card debt.…
Card advice
Capital One purchase protection benefits
Many Capital One credit cards come with purchase protection, but the coverage your Capital One…
Education
How to help your child build credit
All parents do what they can to give their kids a good head start in…
Education
Guide to Chase Pay Yourself Back
Pay Yourself Back allows you to redeem points for statement credits in select categories –…
