Luxury Card™ Credit Cards

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With Luxury Card, travel in style with exceptional benefits at over 3,000 properties. Experience the highest caliber of personal service from Luxury Card Concierge™. An elite, dedicated group of consultants offering local and global knowledge are ready to assist Cardmembers with any request. Compare partner offers side by side and apply online for the credit card of your choice below.

Featured

Mastercard® Black Card™

Our rating:2.5

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Recommended credit

740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now

Rewards rate

2%: 2% Value for Airfare Redemptions
1.5%: 1.5% Value for Cash Back Redemptions
1X: Earn one point for every one dollar spent.

Intro offer: No current offer
Annual fee: $495 ($195 for each Authorized User added to the account)
Regular APR: 19.24% variable
Recommended credit: 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Overall rating

Our rating:2.5

Rating methodology

Rewards Value:: 1.1
Annual Percentage Rate:: 4.1
Rewards Flexibility:: 4.2
Features:: 4.0
Issuer Customer Experience: 4.1

Highlights

Patented black-PVD-coated metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.

Rates & Fees

Annual Fee: $495 ($195 for each Authorized User added to the account)
Intro Purchase APR: N/A
Regular APR: 19.24% Variable
Intro Balance Transfers APR: 0% intro APR for first 15 billing cycles on BT within first 45 days; After that - 19.24% Variable APR

Mastercard® Titanium Card™

Our rating:2.5

Add to compare

Recommended credit

740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now

Rewards rate

2%: 2% Value for Airfare Redemptions
1%: 1% Value for Cash Back Redemptions
1X: Earn one point for every one dollar spent.

Intro offer: No current offer
Annual fee: $195 ($95 for each Authorized User added to the account)
Regular APR: 19.24% variable
Recommended credit: 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Overall rating

Our rating:2.5

Rating methodology

Rewards Value:: 0.3
Annual Percentage Rate:: 4.1
Rewards Flexibility:: 4.7
Features:: 3.0
Issuer Customer Experience: 4.1

Highlights

Patented brushed stainless steel front and carbon back - weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge® - available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits - average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Members-only LUXURY MAGAZINE®.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Rates & Fees

Annual Fee: $195 ($95 for each Authorized User added to the account)
Intro Purchase APR: N/A
Regular APR: 19.24% Variable
Intro Balance Transfers APR: 0% intro APR for first 15 billing cycles on BT within first 45 days; After that - 19.24% Variable APR

Mastercard® Gold Card™

Our rating:2.9

Add to compare

Recommended credit

740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now

Rewards rate

2%: 2% Value for Airfare Redemptions
2%: 2% Value for Cash Back Redemptions
1X: Earn one point for every one dollar spent.

Intro offer: No current offer
Annual fee: $995 ($295 for each Authorized User added to the account)
Regular APR: 19.24% variable
Recommended credit: 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Overall rating

Our rating:2.9

Rating methodology

Rewards Value:: 0.0
Annual Percentage Rate:: 4.1
Rewards Flexibility:: 4.7
Features:: 5.0
Issuer Customer Experience: 4.1

Highlights

Patented 24K-gold-plated front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Rates & Fees

Annual Fee: $995 ($295 for each Authorized User added to the account)
Intro Purchase APR: N/A
Regular APR: 19.24% Variable
Intro Balance Transfers APR: 0% intro APR for first 15 billing cycles on BT within first 45 days; After that - 19.24% Variable APR

Luxury Card™ Credit Cards

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Mastercard® Black Card™

Rewards rate

At A Glance

Mastercard® Titanium Card™

Rewards rate

At A Glance

Mastercard® Gold Card™

Rewards rate

At A Glance