Luxury Card™ Credit Cards

With Luxury Card, travel in style with exceptional benefits at over 3,000 properties. Experience the highest caliber of personal service from Luxury Card Concierge™. An elite, dedicated group of consultants offering local and global knowledge are ready to assist Cardmembers with any request. Compare partner offers side by side and apply online for the credit card of your choice below.

Mastercard® Black Card™

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Good to Excellent

Credit Recommended (670-850)

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Rewards Rate

2%: 2% Value for Airfare Redemptions
1.5%: 1.5% Value for Cash Back Redemptions
1X: Earn one point for every one dollar spent.

Intro Bonus: No current offer
Annual Fee: $495 ($195 for each Authorized User added to the account)
Regular APR: 14.99% variable

Our Take

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Highlights

Patented black-PVD-coated metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.

Rates & Fees

Annual Fee: $495 ($195 for each Authorized User added to the account)
Intro Purchase APR: N/A
Regular APR: 14.99% Variable
Intro Balance Transfers APR: 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%

Mastercard® Titanium Card™

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Good to Excellent

Credit Recommended (670-850)

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Rewards Rate

2%: 2% Value for Airfare Redemptions
1%: 1% Value for Cash Back Redemptions
1X: Earn one point for every one dollar spent.

Intro Bonus: No current offer
Annual Fee: $195 ($95 for each Authorized User added to the account)
Regular APR: 14.99% variable

Our Take

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Highlights

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Members-only LUXURY MAGAZINE®.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Rates & Fees

Annual Fee: $195 ($95 for each Authorized User added to the account)
Intro Purchase APR: N/A
Regular APR: 14.99% Variable
Intro Balance Transfers APR: 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%

Mastercard® Gold Card™

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Good to Excellent

Credit Recommended (670-850)

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Rewards Rate

2%: 2% Value for Airfare Redemptions
2%: 2% Value for Cash Back Redemptions
1X: Earn one point for every one dollar spent.

Intro Bonus: No current offer
Annual Fee: $995 ($295 for each Authorized User added to the account)
Regular APR: 14.99% variable

Our Take

Read the full CreditCards.com review

Highlights

Patented 24K-gold-plated front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Rates & Fees

Annual Fee: $995 ($295 for each Authorized User added to the account)
Intro Purchase APR: N/A
Regular APR: 14.99% Variable
Intro Balance Transfers APR: 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%

Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.

Luxury Card™ Credit Cards

Mastercard® Black Card™

Rewards Rate

At A Glance

Our Take

Mastercard® Titanium Card™

Rewards Rate

At A Glance

Our Take

Mastercard® Gold Card™

Rewards Rate

At A Glance

Our Take