Rewards Programs

Chase Ultimate Rewards transfer partners


See the list of Chase Ultimate Rewards airline and hotel partners and the value of point transfer with each partner.

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If you are serious about maximizing your Ultimate Rewards points, then you’ll want to take a deep dive into Chase’s list of travel partners.

If you own a premium Ultimate Rewards card – including the Chase Sapphire Preferred Card, Chase Sapphire Reserve and Ink Business Preferred Credit Card – then you have the option to transfer points to 13 outside loyalty programs – including ten airline partners and three hotel partners – at a 1:1 rate. This list includes several major airlines – such as United and Southwest Airlines – giving you a lot of options for travel.

Top Chase Ultimate Rewards cards

No annual fee

Chase Freedom Unlimited

Chase Freedom Unlimited®

Premium travel

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Luxury travel

Chase Sapphire Reserve

Chase Sapphire Reserve®

1.5x points on every purchase

15,000 points if you spend $500 in first 3 months

2x points on travel and dining at restaurants worldwide

1 point per $1 on all other purchases

60,000 bonus points if you spend $4,000 in first 3 months

3x points on travel and dining at restaurants worldwide

1 point per $1 on all other purchases

50,000 bonus points if you spend $4,000 in first 3 months

As you can see from the chart below, point transfer is a convenient and valuable option. Most transfers take place instantaneously, and you can get a very high return on your points if you have the patience and flexibility to find an available seat or hotel room that falls within the sweet spot of a loyalty program’s rewards chart:

Ultimate Rewards airline partners

Transfer TimePoint Value
Singapore AirlinesSame day2.36 cents
Iberia PlusInstant1.7 cents
Southwest AirlinesInstant1.6 cents
JetBlue AirlinesInstant1.53 cents
United AirlinesInstant1.52 cents
British AirwaysInstant1.4 cents
Emirates SkywardsInstant1.1 cents
Air France/KLMInstant1 cent
Aer LingusInstant1 cent
Virgin AtlanticInstant0.8 cent

Ultimate Rewards hotel partners

Transfer TimePoint Value
World of HyattInstant2 cents
Marriott Bonvoy2 days0.8 cent
IHG1 day0.55 cent

Once you transfer your Ultimate Rewards points to an outside loyalty program, you are subject to the rules, fees and price charts of that program. Unlike the Ultimate Rewards portal, which doesn’t enforce any seating limitations, you may also have to deal with blackout dates and other limitations on rewards seats.

Which means, you’ll want to take extra care to check availability before you transfer your points – since your point transfer is non-reversible, you may find yourself stuck if the seat disappears before you have a chance to book your rewards flight.

Airline alliances can take you almost anywhere

Your flight options extend beyond the list of airlines partners above. Several of Chase’s airline partners are part of an airline alliance, giving you access to an even wider network of airlines. Using the rewards charts and rules of a particular airline’s loyalty program, you can use your points to book flights on any of the partners within that airline’s alliance.

Ultimate Rewards airline alliances

British AirwaysOneworld Alliance
Singapore AirlinesStar Alliance
Iberia Plusoneworld Alliance
Southwest AirlinesNone
United AirlinesStar Alliance
Air France/KLMSkyTeam Alliance
Aer Lingusoneworld Alliance
Virgin Atlanticoneworld Alliance

As you can see from the chart below, these three alliances cover most of the world’s airlines, which means you have the potential to find rewards seats practically any place you want to travel:

Airlines in each alliance

 Star Alliance AirlinesOneworld Alliance AirlinesSkyTeam Alliance Airlines
ANAAmerican AirlinesAeroflot Russian Airlines
AsianaBritish AirwaysAero Mexico
AustrianCathay Pacific AirwaysAir Europa
AviancaFinnairAir France
Avianca in BrazilIberiaAlitalia
Brussels AirlinesJapan AirlinesChina Airlines
Copa AirlinesLATAM AirlinesChina Eastern
Croatia AirlinesMalaysia AirlinesChina Southern
EgyptAirQantasCzech Airlines
Ethiopian AirlineQatar AirwaysDelta
EVA AirwaysS7 AirlinesKenya Airways
Juneyao Airlines
LOT Polish Airlines
Shenzhen Airlines
Singapore Airlines
South African Airways
TAP Portugal
Turkish Airlines
United Airlines

Learn the guidelines for each transfer partner

Finding the best partner to transfer your points to can be a tricky affair. Not only do you have to deal with blackout dates, seating limitations and complicated rewards charts, but loyalty programs (especially airline programs) often come with a dense list of guidelines that limit how you can use your rewards. You’ll need to familiarize yourself with the ins and outs of each program – e.g., whether you can book one-way and open-jaw tickets, routing restrictions, hidden costs and fees (many airlines include fuel surcharges that can equal the cost of your airfare) – to find the best value for your rewards.

See Related: Why are Chase Ultimate Rewards points so valuable?, Chase Ultimate Rewards cards, 8 ways to earn Chase Ultimate rewards points, Best ways to use Chase Ultimate Rewards points

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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