Chase Ultimate Rewards transfer partners

If you’re a cardholder with a premium Ultimate Rewards card, which includes the Chase Sapphire Preferred Card, Chase Sapphire Reserve card and Ink Business Preferred® Credit Card, you’re earning points every time you swipe your card. These points can be used for any number of transactions, but one of the potentially most lucrative options is travel.

With any of the cards listed above, you have the option to maximize your points by transferring them to 14 outside loyalty programs — including 11 airline partners and three hotel partners — at various rates. This includes several major airlines, such as United and Southwest Airlines, giving you numerous options for travel. And, if you’re serious about maximizing your Chase Ultimate Rewards points, you may benefit from reviewing the list of Chase travel partners to find out the best transfer values.

Ultimate Rewards travel partners

So, where exactly can you transfer your Chase Ultimate Rewards points? The current point values for various Chase partners are outlined below. These values are current as of August 2023.

When you transfer your Ultimate Rewards points to an outside loyalty program, you are subject to the rules, fees and price charts of that program. Unlike the Ultimate Rewards portal, which doesn’t enforce any seating limitations, there may also be blackout dates and other limitations on rewards seats.

You may also find it helpful to check availability before you transfer your points, as your point transfer is not reversible. In some cases, you may be stuck if the seat disappears before you have a chance to book your rewards flight.

Airline alliances can take you almost anywhere

Your flight options actually extend beyond the list of airline partners outlined above. Several of Chase’s airline partners are part of a major airline alliance, which gives you access to an even wider network of airlines. Using the rewards charts and an airline’s loyalty program, you can use your points to book flights on any of the partners within that airline’s alliance.

Ultimate Rewards airline alliances

These alliances cover most airlines, which means you have the potential to find an award seat to almost anywhere in the world that you want to travel.

Learn the guidelines for each transfer partner

Finding the best partner to transfer your points to can be a tricky affair. Not only are there blackout dates, seating limitations and complicated rewards charts, but loyalty programs (and especially airline programs) often come with a dense list of guidelines that limit how you use your rewards.

You’ll need to familiarize yourself with the ins and outs of each program. For example, you should know whether you can book one-way and open-jaw tickets, as well as any routing restrictions, hidden costs and fees (many airlines include fuel surcharges that can equal the cost of your airfare) to find the best value for your points or miles.

Bottom line

Even with the restrictions, Chase Ultimate Rewards transfer partners are some of the best among all flexible programs, and for more reasons than one. Chase offers access to more domestic airlines than other travel programs and partners with programs you can’t transfer to elsewhere, including Southwest Rapid Rewards, United Airlines and World of Hyatt.

So, if you’re considering a Chase credit card and wondering how you’ll use your points, chances are one of the Chase partners can get you to where you want to go.