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Earn up to 100,000 bonus miles with the Capital One Venture cards

Even with an annual fee, the Venture card offers solid rewards value thanks to its first-year bonus and ongoing rewards rate

Summary

New Venture cardholders can receive a 60,000-mile bonus after spending $3,000 in the first three months of card membership. Add in an impressive ongoing rewards rate, and the card is a solid option for travelers.

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The Capital One Venture Rewards Credit Card is a fan-favorite starter travel credit card, and it’s easy to see why. With a flat, 2-miles-per-dollar rate on all purchases, racking up plenty of rewards is simple. And you’ll have a ton of flexibility when it comes time to redeem your miles, too, as you can use rewards to cover any eligible travel purchase on any site from the past 90 days without losing any value.

The sign-up bonus on the Venture card is nothing to frown at, either. Right now, it’s offering new cardholders 60,000 miles after they spend $3,000 in their first three months of account opening. This isn’t the most eye-catching offer the Venture card has ever had – it used to offer up to 100,000 miles – but it is the highest you can achieve with such a low spending threshold. If you’re a moderate spender, this might be one of the best bonuses the card can have for you.

Still hoping to snag a 100,000-mile offer? You’re in luck. Capital One just launched the brand new Capital One Venture X Rewards Credit Card. This new luxury travel card offering has a $395 annual fee, but it is also packed with perks that can make up the cost. One of those is a generous welcome offer of 100,000 miles after spending 10,000 in the first six months of account opening.

Venture card bonus changes

Previous offerUpdated offer
Sign-up bonus50,000 miles after $3,000 spend in the first 3 months or 100,000 total miles after $20,000 spend in the first 12 months60,000 miles after $3,000 spend in the first 3 months

Venture X card bonus changes

Since the Venture X is a new card, the bonus has not changed yet. It’s yet to be seen if the 100,000-mile offer for spending $10,000 in the first six months will stick around or be a limited-time bonus.

VentureOne card bonus changes

The Capital One VentureOne Rewards Credit Card is the no-annual-fee alternative to the Venture and Venture X, but its bonus has stayed the same throughout its history.

Miles for every purchase

Along with a generous sign-up bonus, the Venture card lets cardholders earn 5 miles per dollar on hotels and rental cars booked in the Capital One portal, along with 2 miles per dollar on all other purchases. We value Capital One miles at 1 cent per mile when redeemed for travel – making the sign-up bonus worth approximately $600.

Another big perk: There is no limit on the number of miles you can earn, and your rewards won’t expire for the life of your account.

Meanwhile, the Venture X also offers 2 miles per dollar on every purchase, but ups the ante when it comes to certain travel purchases. Cardholders can earn 10 miles per dollar on hotels and rental cars booked through Capital One, as well as 5 miles per dollar on flights booked in the portal. With the same average value of 1 cent per mile, the Venture X sign-up bonus is worth at least $1,000 in travel.

Venture X vs. Venture vs. VentureOne

Because they have such similar card names, you may be wondering what differentiates the cards in the Venture family. Take a look at our chart below to see how the cards compare side-by-side.

Card Capital One Venture X Rewards Credit CardCapital One Venture Rewards Credit CardCapital One VentureOne Rewards Credit Card
Rewards rate
  • 10 miles per dollar on hotels and rental cars booked through Capital One Travel
  • 5 miles per dollar on flights booked through Capital One Travel
  • 2 miles per dollar on all other purchases
  • 5 miles per dollar on hotels and rental cars booked through Capital One
  • 2 miles per dollar on every other purchase
  • 5 miles per dollar on hotels and rental cars booked through Capital One
  • 1.25 miles per dollar on every other purchase
Sign-up bonus100,000 miles after $10,000 spend in the first 6 months60,000 miles after $3,000 spend in the first 3 months20,000 miles after $500 spend in first 3 months
Annual fee$395$95$0
Introductory APR offerNoneNone0% on purchases for 12 months, then a 14.99% to 24.99% variable APR
Estimated yearly value over 3 years ($15,900 spend)$692$447$293
Other benefits
  • Limited time offer: Receive up to $200 back in statement credits for vacation rentals charged to your account within your first year.
  • Up to $100 credit for Global Entry or TSA PreCheck
  • Up to $300 back annually as statement credits for bookings through Capital One Travel
  • 10,000 bonus miles (equal to $100 toward travel) every year, starting on your first anniversary
  • Priority Pass Select membership
  • Capital One lounge access
  • No foreign transaction fees
  • Up to $100 credit for Global Entry or TSA PreCheck
  • 24-hour travel assistance services
  • Auto rental collision damage waiver
  • Travel accident insurance
  • Extended warranty
  • No foreign transaction fees
  • 24-hour travel assistance services
  • Auto rental collision damage waiver
  • Travel accident insurance
  • Extended warranty

As you can see, while the Venture and VentureOne cards provide almost identical card benefits, the Venture card offers a considerably higher sign-up bonus and rewards rate than that of the VentureOne card.

Indeed, even with its annual fee factored in, you’ll likely earn more per year in ongoing rewards with the Venture card, thanks to its 2-mile-per-dollar rewards rate on all purchases.

Let’s crunch the numbers: Based on the average person’s spending habits, you stand to earn around $223 in rewards in your second year as a Venture cardholder (2 miles per dollar earned on a $15,900 per year spend, minus the annual fee). With the VentureOne, you’d only earn about $198 on the same spend.

On the other hand, the Venture card does not offer an introductory APR on purchases. Because of this, the VentureOne card may be a better option if you plan to carry a card balance on purchases during the first 12 months.

See related: Capital One transfer partners

The Venture X, on the other hand, is more suited to luxury travelers, thanks to added benefits like Priority Pass and Capital One lounge access. You can also take advantage of up to $300 back each year on Capital One Travel purchases and a 10,000-mile anniversary bonus to help offset the card’s hefty $395 annual fee. Still, those who don’t travel as often might be better off opting for a less-expensive counterpart.

Should you sign-up for a Capital One Venture card?

While the bonus on the Capital One Venture card is not the highest it has ever been, now is still a great time to sign up for any of the three Venture products. The newly launched Venture X is offering an incredibly generous 100,000-mile bonus after you spend $10,000 in the first six months, and it is unclear if this will be around forever.

Meanwhile, even the more modest bonuses on the Venture and VentureOne cards serve to offer quite a bit of value to new cardholders thanks to the flexibility of Capital One miles.

The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we do receive compensation when you click on links to products from our partners. Learn more about our advertising policy

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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