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Sunday, April 20th 2014

Secured Credit Card Options and Offers

Secured credit cards are great for establishing or rebuilding your credit history. Unlike prepaid cards, secured credit cards give you a credit line, and your payment activity will be reported to the major consumer reporting agencies. Getting a secured card is easy! Funds you deposit at the bank are used as collateral for the credit card. You use the card like any credit card. You can rebuild your credit history by making on time monthly payments to all of your creditors and by keeping your balances low relative to the credit limit.

Capital One® Secured MasterCard® Email offer
Capital One Secured MasterCard

At Capital One's
secure site

--OR--

Call Capital One at
888-825-2191

Capital One Secured MasterCard
  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Get free access to a credit score, credit report, and credit tips using Credit Tracker
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Build a financial foundation you can stand on with a card that gets you started
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 22.9% (V) $29 Bad Credit

First Progress Platinum Prestige MasterCard® Secured Credit Card Email offer
First Progress Platinum Prestige MasterCard Secured Credit Card

At First Progress's
secure site

First Progress Platinum Prestige MasterCard Secured Credit Card
  • First Progress Secured Card—The smart alternative to prepaid cards and expensive high fee/APR credit cards.
  • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
  • We can approve you at any credit score, no minimum required.
  • No processing or application fees required.
  • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
  • Refundable security deposit required at time of application, only apply when you have a min of $300 to deposit immediately from a checking account or debit card.
  • Program not available in NY, WI, and IA.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 11.99% (Variable) $44 Bad Credit

First Progress Platinum Elite MasterCard® Secured Credit Card Email offer
First Progress Platinum Elite MasterCard Secured Credit Card

At First Progress's
secure site

First Progress Platinum Elite MasterCard Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 19.99% (Variable) $29 Bad Credit

OpenSky® Secured Visa® Credit Card Email offer
OpenSky Secured Visa Credit Card

At Capital Bank's
secure site

OpenSky Secured Visa Credit Card Application
  • Build Your Credit with our monthly reporting to all 3 credit bureaus.
  • Control Your Finances, start with a security deposit and credit line as low as $200.
  • Apply in less than 5 minutes, No credit check necessary.
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
  • Extra Credit When You Need It, increase your credit line up to $5000 (subject to approval).
  • Easy funding options, with 4 ways to fund and No checking account needed.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 17.50% (Variable) $29 Bad Credit

First Progress Platinum Select MasterCard® Secured Credit Card Email offer
First Progress Platinum Secured MasterCard® Credit Card

At First Progress's
secure site

First Progress Platinum Secured MasterCard® Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 14.99% (Variable) $39 Bad Credit

KickstartSM Secured Visa Card Email offer
KickstartSM Secured Visa Card Application

At First National Bank Of Omaha's
secure site

KickstartSM Secured Visa Card Offer
  • Your stepping stone to credit that can grow with you.
  • You provide an upfront deposit - from $300 to $5,000 - and that sets your credit limit, subject to our credit approval.
  • How you use your card will reflect on your credit rating with the three major credit bureaus.
  • There is no charge for receiving your FICO® 8 Bankcard Score.
  • You could qualify for additional unsecured credit - without sending an additional deposit - in as few as 6 months.
  • As soon as 9 months later, you could be eligible to apply for an unsecured card from First National Bank - and get your deposit back!
  • Use your Kickstart Secured Card anywhere Visa credit cards are accepted.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 20.99% (Variable) $29 N/A

The Secured Visa® from Merrick Bank Email offer
The Secured Visa from Merrick Bank

At Merrick Bank's
secure site

The Secured Visa from Merrick Bank
  • Get your FICO® Score every month at no charge.
  • Build your credit - Performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Credit line increases - automatic unsecured credit line increase reviews with no additional security deposit or fees.
  • No Processing or application fees.
  • You determine your credit line - up to $3,000
  • Easy funding options - We have several convenient options to easily submit your security deposits
  • Worldwide acceptance - Use it anywhere Visa is accepted.
  • Easy application - Click "Apply Here" to apply online today!
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 17.45% (Variable) $36 Bad Credit

Centennial® Classic Credit Card Email offer
Centennial Classic Credit Card Offer

At First PREMIER® Bank's
secure site

Centennial Classic Credit Card
  • Your $150.00 Security Deposit remains yours if you close your account with a $0.00 balance.
  • Monthly reporting to the major Consumer Reporting Agencies
  • You may rebuild your credit history: make on time payments to all your creditors and keep your account balances low relative to the credit limit.
  • If approved, your $150 Security Deposit gets you a $300 credit limit (subject to available credit)
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

USAA Secured Platinum Card Email offer
USAA Secured Platinum Card

At USAA Savings's
secure site

USAA Secured Platinum Card
  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 9.90% (Variable) $35 Bad Credit

UNITY® Visa - The Comeback Card™ Email offer
Unity Visa Card Application

At OneUnited's
secure site

Unity Visa Card Offer
  • A secured credit card designed to help rebuild your credit
  • Reports to all 3 major credit bureaus
  • Low, fixed (NOT variable) interest rate of 17.99%
  • Your security deposit can get you Min. $250/Max. $10,000 credit limit
  • Manage your account online
  • No application fee or penalty rate
  • Security deposit FDIC Insured
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A 9.95% 6 months 17.99% $39 Bad Credit



* See the online secured credit cards applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.


 
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