Credit Cards Discover Discover it® Secured Card

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Discover it® Secured Card

Discover it® Secured Card

757 customer reviews

Apply Now Credit Needed
Fair/New to Credit
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line.
  • You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.
Apply Now at Discover's
secure site
Purchases Intro APR
Balance Transfers Intro APR
10.99% for 6 months
Regular APR
24.24% Variable
Annual Fee
Credit Needed
Fair/New to Credit
See Rates & Fees

Discover it® Secured Card - User Reviews

Ratings and reviews provided by issuer as of 2017-10-27.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 757)


Average Ratings

Average Ratings
Slow Response 2017-10-27

HP confirmed they removed their charge on Friday the 20th. This Friday the 27th that amount still has not been put back on my account. I may just pay off the $40 dollar balance and cancel this card. I give it a FAIL for slow service.

CashBack 2017-10-26

Cashback bonus does not show up as quickly as all other transactions do. I'd like my cash back to show up just as FAST as my available balance shows..letting me know that I owe back to the card is posted immediately. I'd like to see my cashback posted IMMEDIATELY as well!

Best card with cash back rewards 2017-10-25

This is by far the best secured card for rebuilding or establishing credit considering the cash back feature. There is one secured credit card that will pay interest on the deposit ($0.01/month) but you do not get any rewards. Instead of using my debit card I started using this card more and more and just paying it off and the cash back that I get far exceeds the interest I am receiving.

They Gave Me A Chance When No One Else Would 2017-10-24

I've always admired Discover Cards from afar

Love this card. 2017-10-21

I love having this card. So easy and keeps me alerted to transactions.

A+ 2017-10-20

Security Deposit is kind of too much compared to my security deposit needed for my capital one, but compared to the benefits you'll receive with discover it's overall worth it. Card has a clean fresh look to it and is quite different compared to other credit cards. Benefits associated with this account is something quite rare and interesting. Customer service is superb and overall my experience has been great.

Best Card Ever!! 2017-10-19

I am very pleased with my discover card. The customer service has always been friendly and very respectful. I love the convenience of the discover app and the updates of my credit score every month. I would highly recommend if you are trying to build credit or repair. The process from start to finish was easy without any complication.

Building Credit 2017-10-19

Great card to Build credit with and with the cash back bonus it is awesome!

I love it 2017-10-11

Awesome that I get cash back. The card is easily to use

AMAZING! 2017-10-10

I have had my Discover Secured IT card for 6 months now and it has been a great experience. Making payments is so easy and the customer service is top notch. I've only had to call twice but both times I have called in, and even one chat online, has been such a great experience. I love my cash back rewards, I watch it go up every month and I can even apply it towards an amazon purchase. I love love love this card.

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