Discover it® Secured

Discover it® Secured

at Discover's Secure Site
Credit Cards » Discover » Discover it® Secured
Partner Offer

Discover it® Secured

No Credit History
at Discover's Secure Site
Intro Bonus
Intro Bonus
Cashback Match™ Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Reward Rates
2% Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically.
1% Earn 1% unlimited cash back on all other purchases – automatically.
Balance Transfers Intro APR
10.99% for 6 months
Purchases Intro APR
N/A
Regular APR
24.99% Variable
Annual Fee
$0

Highlights

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.

Features

  • EMV
    EMV
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Price Protection
    Price Protection
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

4.1-star review

4.1 out of 5

Our take: The Discover it Secured is one of your best bets for building credit – it doesn’t charge an annual fee, plus you can make a profit in the first year thanks to the card’s cash back program.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Secured

Average Ratings
4.8 out of 5
Ratings and reviews provided by issuer as of 2018-01-31.
See the latest reviews on the card issuer's site.