Reviews Gold Delta SkyMiles from American Express review

Gold Delta SkyMiles from American Express review

Published: July 6, 2017
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Airline Rating:
3 rating
3 rating
3 / 5
Rewards Value: 1.6
Annual Percentage Rate: 0.7
Rewards Flexibility: 4.4
Flight Options: 4.3
Features: 5.0

In a nutshell:

If you are a frequent Delta Airlines flier, you’ll be glad to have the Gold Delta SkyMiles from American Express credit card on your side.

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Rewards Rate

  • 2:1 Delta purchases
  • 1:1 general spending
  • Terms apply

Sign-up Bonus

  • 30,000 miles after spending $1,000 in 3 months
  • $50 statement credit after first Delta purchase in first 3 months
  • Terms apply

Annual Bonus
None

Annual Fee
$95, $0 first year (See rates and fees)

Average Yearly Rewards Value ($1,325 monthly spend)
$312

APR
16.74-25.74% (variable) (See rates and fees)

Rewards Redemption
Pros

  • Miles don’t expire
  • No blackout dates
  • One-way flights allowed
  • Miles + cash option available for some rewards flights
  • Large number of airline partners

Cons

  • $25 fee for phone bookings, $35 for Ticket Office bookings
  • Stopovers not permitted
  • Fuel surcharges on some partners and on Delta one-way flights from Europe

Flight Options

  • Number of airline partners: 19
  • Number of daily flights: 14,500
  • Number of destinations: 800
  • Number of countries served: 170

Other Notable Features: Free checked bag, priority seating, discounted Delta Sky Club access, no foreign transaction fee, baggage insurance, purchase protection, ticket presales and VIP events, car purchase discounts, discounts on travel packages, return protection, ShopRunner free shipping service

Rewards Rating:
4.3 rating
4.3 rating
4.3 / 5
Rewards Value: 3.7
Annual Percentage Rate: 3.0
Rewards Flexibility: 4.4
Features: 5.0

In a nutshell:

Gold Delta Skymiles points are worth more than the average credit card rewards point, making this airline card’s rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.

Learn more about this card

Rewards Rate

  • 2:1 Delta purchases
  • 1:1 general spending
  • Terms apply

Sign-up Bonus

  • 30,000 miles after spending $1,000 in 3 months
  • $50 statement credit after first Delta purchase in first 3 months
  • Terms apply

Annual Fee
$95, $0 first year (See rates and fees)

Average Yearly Rewards Value ($1,325 monthly spend)
$312

APR
16.74-25.74% (variable) (See rates and fees)

Rewards Redemption
Pros

  • Miles don’t expire
  • No blackout dates
  • One-way flights allowed
  • Miles + cash option available for some rewards flights
  • Large number of airline partners

Cons

  • $25 fee for phone bookings, $35 for Ticket Office bookings
  • Stopovers not permitted
  • Fuel surcharges on some partners and on Delta one-way flights from Europe

Other Notable Features: Free checked bag, priority seating, discounted Delta Sky Club access, no foreign transaction fee, baggage insurance, purchase protection, ticket presales and VIP events, car purchase discounts, discounts on travel packages, return protection, ShopRunner free shipping service

Travel Rating:
3.5 rating
3.5 rating
3.5 / 5
Rewards Value: 2.7
Annual Percentage Rate: 0.4
Rewards Flexibility: 4.4
Features: 5.0

In a nutshell:

The Gold Delta Skymiles card offers a fair amount of value for Delta Airlines fans and considerable perks, including one free checked bag per trip, priority seating and discounted SkyClub access.

Learn more about this card

Rewards Rate

  • 2:1 Delta purchases
  • 1:1 general spending
  • Terms apply

Sign-up Bonus

  • 30,000 miles after spending $1,000 in 3 months
  • $50 statement credit after first Delta purchase in first 3 months
  • Terms apply

Annual Fee
$95, $0 first year (See rates and fees)

Average Yearly Rewards Value ($1,325 monthly spend)
$312

APR
16.74-25.74% (variable) (See rates and fees)

Rewards Redemption
Pros

  • Miles don’t expire
  • No blackout dates
  • One-way flights allowed
  • Miles + cash option available for some rewards flights
  • Large number of airline partners

Cons

  • $25 fee for phone bookings, $35 for Ticket Office bookings
  • Stopovers not permitted
  • Fuel surcharges on some partners and on Delta one-way flights from Europe

Other Notable Features: Free checked bag, priority seating, discounted Delta Sky Club access, no foreign transaction fee, baggage insurance, purchase protection, ticket presales and VIP events, car purchase discounts, discounts on travel packages, return protection, ShopRunner free shipping service

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With an above-average sign-up bonus, credit statement, annual fee waiver for the first year, and other nice benefits, the Gold Delta SkyMiles credit card won’t be a dead weight in your wallet. The card is a highly esteemed product that will help you enhance your ground and on-board experience and earn a few extra miles beyond flying.

Even if you don’t fly Delta often, you can use Delta miles to book an award seat on one of Delta’s 20 SkyTeam alliance partner airlines and individual partners as well. It should be noted, however, that some card benefits – such as free checked bags – only apply to Delta flights.

Note that in most cases, you won’t get a sign-up bonus if you have or have had the same American Express charge or credit card before. Always check the terms and conditions before applying.

$95 annual fee waived for the first year
The card does come with a high annual fee. However, if you are not sure that the Gold Delta SkyMiles credit card is going to meet your needs, you don’t have to spend a penny out of your pocket. The fee is waived for the first year. So if you aren’t happy, just cancel the card before the next year’s fee hits, and you’re in the clear.

Good sign-up bonus
You get a better-than-average 30,000-mile sign-up after meeting a very reasonable $1,000 spending requirement in three months. While this is not as impressive as the 40,000 to 50,000 bonuses offered by other top airline cards, it’s still a generous amount and should go a long way towards earning a free ticket.

You also get a $50 statement credit after your first Delta purchase within the first three months.

Below-average earning scheme
Unfortunately, the card comes with a bare bones earning scheme that limits the number of miles you can earn by making purchases with the card. You get 2 miles per dollar on most Delta purchases and only 1 mile on all other purchases. Many cards offer higher rewards rate on general purchases, or offer double miles on special categories of purchases, such as gas and groceries.

Large network of partner airlines
You can redeem Delta miles on Delta and other partner airlines. That means you can fly almost anywhere in the world on an award ticket. Note, however, that while Delta doesn’t add so-called “carrier-imposed surcharges” to its own flights (except for flights originating in Europe), it does add surcharges to some partner airlines. Since there is usually more than one way to get to your destination, you will be able to see the difference in cash outlay between airlines when you redeem miles.

Good airline perks
The Gold Delta SkyMiles credit card offers some great perks for flying Delta Air Lines. One of the most noteworthy of these is the generous free checked bag policy. You and up to eight companions can each check your first bag free of charge on Delta or Delta Connection flight segments. This is one of the most generous baggage policies for an airline co-branded card.

You also get priority boarding, which means you can board the plane right after premium class and elite passengers. This benefit gives you preferential access to the overhead bin compartments if you fly with carry-on bags. Also, the card offers a 20 percent discount on food, movies and other in-flight purchases.

No foreign-transaction fee
You can freely use your Gold Delta SkyMiles credit card to pay abroad without having to pay the 2 to 3 percent foreign-transaction fee that many cards charge. However, American Express doesn’t have as strong an international presence as Visa and MasterCard, so you may have some difficulty finding foreign vendors that will accept your card.

Reasons to get it:

  • You frequently fly Delta Air Lines and want to maximize your miles-earning opportunities.
  • You want to take advantage of the sign-up bonus and $50 statement credit.
  • You fly with a large group and want to save some serious money with free checked bags.
  • You are interested in miscellaneous American Express benefits.

How to use it:

  • Make sure to spend $1,000 on the card within three months to get the bonus.
  • Always pay for your eligible Delta purchases with the Gold Delta SkyMiles credit card.
  • When you look for an award flight, always pay attention to the cash portions of your ticket to avoid or minimize fuel surcharges imposed by some Delta partner airlines.

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