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Credit reports and credit scores


All you need to know about credit reports and credit scores, including a look at FICO scores and credit histories and why they matter

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How to build good credit

These seven basic steps to improving your credit score take time and aren’t all easy, but once you do them, your score is guaranteed to rise.

How to dispute errors on your credit report


10 ways students can build good credit

Part of growing up is becoming financially independent, but how do you get started? It all comes down to being responsible.

Rebuilding bad credit in 5 really slow steps

Don’t think of rebuilding bad credit as a race — slow and steady changes are needed, and time and patience are your allies.

Don’t say ‘I do’ to bad credit on your wedding day

With financial squabbles topping the list of reasons for divorce, experts say it makes sense to check out your partner’s credit before you get married.

7 bad credit card habits to break now

Everyone has a few destructive credit card habits to break — and the sooner you replace them with positive behavior, the more money you’ll save.

Find common credit card terms in our glossary

What’s an APR? What about a grace period or a finance charge? This alphabetical list of terms can help clear things up for you.

More things to know about credit reports, scores

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Credit Card Rate Report Updated: September 23rd, 2020
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