Statistics
The history of credit cards
Throughout their history, credit cards have offered advantages over all forms of money: They’re pocket-size,…
Travel rewards, credit card and debt statistics
“When credit card expert Jason Steele reached out to me about a post on credit card sign-up bonuses, I knew he’d be able to answer the questions I get all the time.” – Jean Chatzky, CEO of HerMoney.com and host of the podcast “Her Money With Jean Chatzky,” and the financial editor of NBC Today for 25 years.
Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets.
He’s frequently interviewed and quoted by mainstream outlets on the subjects of credit cards and travel. Jason is passionate about travel rewards credit cards, which he uses to earn rewards that he can redeem for him and his family to travel around the world.
Jason is also the founder and producer of CardCon, a conference for credit and credit card journalists that’s held annually.
Jason graduated from the University of Delaware in 1994 with a bachelor of arts degree with a major in history.
Personal Quote
"It's always fun to help people to use credit cards to obtain travel rewards, earn cash back or pay off their balances. I have a large collection of credit cards, but I love earning points on my Chase Freedom Unlimited and enjoying all the perks of my American Express Platinum Card."
Education & Honors
Professional Groups
Statistics
The history of credit cards
Throughout their history, credit cards have offered advantages over all forms of money: They’re pocket-size,…
Education
What is the limit for balance transfer cards?
By opening up a high-limit balance transfer credit card, you can consolidate your balances, pay…
Education
How to redeem credit card rewards
Scoring that rewards credit card is step one, earning rewards with it is step two…
Education
How do travel rewards credit cards work?
If you’re interested in investing in a travel credit card, it’s important to know the…
Card advice
Is the BankAmericard credit card worth it?
The BankAmericard comes with a new account bonus, a valuable promotional financing offer and one…
Card advice
Citi Custom Cash Card vs. American Express Blue Cash Preferred
The Citi Custom Cash and the American Express Blue Cash Preferred are among the top…
Card advice
Guide to Discover it Cash Back rewards and benefits
If you want to maximize your Discover it Cash Back rewards, you need to know…
Card advice
Discover it Student Cash Back vs Discover it Student chrome
Our card comparison guide helps you figure out the differences between Discover’s student cards and…
Card advice
Credit score needed for the Chase Sapphire Preferred
The Chase Sapphire Preferred is a premium travel rewards card, and you’ll likely need a…
Card advice
What credit score do I need for the Amex Gold Card?
The American Express Gold card can be a valuable addition to your wallet, but only…
Card advice
Guide to the Wells Fargo Rewards program
Though they get less press than other programs, Go Far Rewards offer solid redemption value…
Card advice
Southwest credit cards: Which Rapid Rewards card is best for you?
Chase and Southwest Airlines offer three personal and two small business credit cards that offer…
Card advice
How to close an American Express account
Closing a credit card account can have hidden costs, so it’s important to know all…
Card advice
How to close a Wells Fargo account
In some cases, closing a Wells Fargo credit card account can do more harm than…
Card advice
Guide to My Chase Plan and My Chase Loan
Chase offers two alternatives to borrowing from your credit cards: My Chase Plan and My…
Statistics
Online and mobile payment statistics
Online and mobile payments were considered to be a new frontier, but these forms of…
Card advice
How to transfer your credit limit on American Express cards
Rearranging credit limits can help you take advantage of rewards and benefits on the cards…
Statistics
Debit card statistics
As the global economy begins to recover from the COVID crisis, it’s still unclear how…
Card advice
How to transfer your credit limit on Discover cards
If you have multiple Discover cards and want to transfer part of your credit limit…
Statistics
Credit card fraud and ID theft statistics
With compromised credit cards and data breaches often in the news, fraud is top of…
Education
Using your credit card points for vacation rentals
By understanding the best credit cards and loyalty programs for earning and redeeming rewards at…
Statistics
Payment method statistics
While the most popular payment method is still debit, the gap between credit and debit…
Statistics
Credit card use and availability statistics
How available is credit for U.S. consumers and how are we using it? Our research…
Best Cash Back Credit Cards of 2026
The best cash back credit cards can earn 2% back on everything, or up to…
Best Credit Cards for Excellent Credit for 2025
Have excellent credit? From the wide variety of offers available to those with high credit,…
Best Credit Cards of 2026: Rewards, Top Offers, & Reviews
Our experts evaluated over 3,400 credit card offers to bring you the best credit cards…
Best Credit Card for Gas of 2026
Check out our best gas credit cards and apply online for a card that will…
Best Student Credit Cards of March 2026
Whether you're still in school or recently graduated, our guide to credit cards for college…
Best Cash Back Credit Cards of 2026: Top Offers
The best cash back credit cards can earn 2% back on everything, or up to…
Best Rewards Credit Cards of October 2026
Rewards are among the best features of any credit card. See our picks for the…
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